Credit Cards

Addition Financial’s Visa® Credit Cards offer a lot of cool features like rewards, cash back and super low rates – but what they don’t give you is just as important. No annual fees. No fraud liability. No bait-and-switch rate hikes. No fee for transferring your existing balance to an Addition Financial credit card. It’s one of the few times in life when getting a whole lot of nothing actually means you’re getting something amazing.

Explore Credit Cards

Premier Rewards credit card

Premier Rewards

More rewards + fewer fees
Buy what you need and get what you want by earning rewards points toward travel, merchandise, cash and more every time you make a purchase.
Premier Cash credit card

Premier Cash

Earn cash back with every purchase
Make money while you spend money with a credit card that rewards you with cash rebates simply for making everyday purchases.
Platinum Low Rate credit card

Platinum Low Rate

Save money + decrease debt
If you typically carry a balance from month to month, Addition Financial’s Platinum Low Rate credit card can help you reduce interest charges and prevent debt from multiplying.
Secured credit card design

Secured Credit Card

Low risk. High reward.
Use the funds already in your account to secure a line of credit. This way, you can buy what you need, splurge on what you want and rest easy knowing that you have a low-risk line of credit ready if you need it.
Platinum Low Rate credit card

Pathway Credit Card

Give yourself some credit. You’re on the right path.
The path to financial success often relies upon your credit score. But what if you have no credit or a limited credit history? No problem!

Card Comparison Chart

Explore the features and benefits of our available credit cards with an overview of what each one offers. 

Payment Protection

Establish peace of mind for yourself when you choose to cover your Addition Financial loan with Payment Protection. By adding payment protection to your new loan, you’ll have one less thing to worry about during a period of reduced income due to disability, illness or death.

The most secure way to pay

All new Addition Financial credit cards come with the latest card technology. Tap to pay lets you make transactions just by tapping your card on any reader with a tap to pay symbol. It’s faster and more secure than using a chip or swiping your card. With an Addition Financial card, checkout is as simple as look, tap and pay.

Additional Credit Card Options

Woman typing on a laptop
Visa Alerts
Get a text or email whenever you pay with your Visa card.
Family talking and drinking tea on a couch
Visa Merchant Offers
Gain access to a wide variety of offers and deals, including travel, food and wine, dining, shopping, sports, entertainment and more.
Man in suit listening to headphones
Visa Secure
Shop online more securely with this free service that helps ensure card transactions are really your transactions.
Young man making an online purchase with his smartphone
Visa Secure Remote Commerce
You enjoy the convenience of shopping online.
We enjoy making online payments easy.

Credit Card Disclosures

Visa Application and Solicitation Disclosure
Visa Consumer Credit Card Agreement and Disclosure
Business Credit Card Addendum
Business Credit Card Agreement

Credit Card Guides

Consumers Guide to Credit Cards
Visa Guide to Benefits: Platinum
Visa Guide to Benefits: Premier
Travel Insurance Description of Coverage: Platinum
Travel Insurance Description of Coverage: Premier
Two fathers smiling and playing with their toddler daughter, who is resting on her father’s knee.

Life’s better as a member

We’re here because of you. Our profits don’t go toward lining some investor’s pocket, they go toward making your life better and easier with lower loan rates, higher savings dividends and fewer fees. Why? Because being a member means you actually own part of our not-for-profit financial cooperative. We’d love to count you in.