Two women sitting down smiling at each other, discussing business.

Business Rewards Credit Card

Improve your cash flow

Our Visa® Business Rewards Credit Card gives business owners convenience, flexibility, cost savings and the opportunity to earn rewards.

Buy what you need + get what you want

Buying paper towels in bulk for your business isn’t that much fun, but redeeming the points you earn with an Addition Financial Business Rewards Credit Card will be. Take advantage of the opportunity to earn points on every purchase your business makes while keeping costs low with competitive interest rates, no annual fee and no cash advance fee. You can even bring your balance over from another credit card fee-free.

It’s not just business as usual

With built-in fraud protection features and a special introductory rewards offer, a Business Rewards Credit Card helps your business thrive. It’s a smart way to separate business transactions from personal purchases, expand your purchasing power and manage your expenses.

  • No annual fee, balance transfer fee, or cash advance fee
  • Competitive variable rates
  • Earn 1.5 rewards points on every $1 spent
  • Earn 20,000 rewards points after $5,000 in purchases within first 3 months
  • Access account information via online, mobile & telephone banking
  • Zero Liability fraud protection from Visa*
  • Option to enroll in Automated Fraud Alerts in Online Banking
  • Shop online more securely with Visa Secure
  • Contactless payment with Tap to Pay

Business Rewards Credit Card

The most secure way to pay

All new Addition Financial credit cards come with the latest card technology. Tap to pay lets you make transactions just by tapping your card on any reader with a tap to pay symbol. It’s faster and more secure than using a chip or swiping your card. With an Addition Financial card, checkout is as simple as look, tap and pay.

Why an Addition Financial Business Rewards Credit Card?

Free Balance Transfers

Moving your balance to a better credit card doesn’t cost a thing.

No Annual Fee

Enjoy more credit card benefits without paying extra.

24/7 Convenience

Manage your account completely online.

Business man dancing to music.

Start taking care of business

Transfer your current credit card balance to an Addition Financial Business Rewards Credit Card for free to take advantage of our competitive low rates and great rewards, or simply open a new credit card with us and make it your go-to for everyday business purchases.
  1. 1
    Review eligibility

    Own a business in 24 select counties. View our "Become a Member" page for full eligibility.

  2. 2
    Complete account application

    When you’re ready, visit your branch to apply in person.

  3. 3
    Get your credit card

    Enjoy greater purchasing power and rewards.

*The VISA Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Notify us promptly of any unauthorized use.

Credit Card Disclosures — Terms & Conditions Governing the Use of Your Card

Consumer Financial Protection Bureau's Consumer's Guide to Credit Cards

Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.