Buy what you need + get what you want
Buying paper towels in bulk for your business isn’t that much fun, but redeeming the points you earn with an Addition Financial Business Rewards Credit Card will be. Take advantage of the opportunity to earn points on every purchase your business makes while keeping costs low with competitive interest rates, no annual fee and no cash advance fee. You can even bring your balance over from another credit card fee-free.
It’s not just business as usual
With built-in fraud protection features and a special introductory rewards offer, a Business Rewards Credit Card helps your business thrive. It’s a smart way to separate business transactions from personal purchases, expand your purchasing power and manage your expenses.
No annual fee, balance transfer fee, or cash advance fee
Competitive variable rates
Earn 1.5 rewards points on every $1 spent
Earn 20,000 rewards points after $5,000 in purchases within first 3 months
Access account information via online, mobile & telephone banking
Zero Liability fraud protection from Visa*
Option to enroll in Automated Fraud Alerts in Online Banking
Shop online more securely with Verified by Visa
Contactless payment with Tap to Pay
The most secure way to pay
All new Addition Financial credit cards come with the latest card technology. Tap to pay lets you make transactions just by tapping your card on any reader with a tap to pay symbol. It’s faster and more secure than using a chip or swiping your card. With an Addition Financial card, checkout is as simple as look, tap and pay.
Why an Addition Financial Business Rewards Credit Card?
Free Balance Transfers
Moving your balance to a better credit card doesn’t cost a thing.
No Annual Fee
Enjoy more credit card benefits without paying extra.
Manage your account completely online.
Start taking care of business
Transfer your current credit card balance to an Addition Financial Business Rewards Credit Card for free to take advantage of our competitive low rates and great rewards, or simply open a new credit card with us and make it your go-to for everyday business purchases.
Own a business in 24 select counties. View our "Become a Member" page for full eligibility.
2Complete account application
When you’re ready, visit your branch to apply in person.
3Get your credit card
Enjoy greater purchasing power and rewards.
*The VISA Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Notify us promptly of any unauthorized use.
Credit Card Disclosures — Terms & Conditions Governing the Use of Your Card
- Visa Application and Solicitation Disclosure
- Visa Consumer Credit Card Agreement and Disclosure
- Business Credit Card Agreement
- Business Credit Card Addendum
Consumer Financial Protection Bureau's Consumer's Guide to Credit Cards
Get your learn on
Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.