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Routing Number: 263181384
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Personal Credit Cards

Addition Financial’s VISA® Credit Cards offer a lot of cool features like rewards and cash back. Even better? How about no annual fee, no cash advance fee, and no balance transfer fee on all cards.

Explore the benefits that each of our credit cards have to offer.

All of our credit cards come with no annual fee, no cash advance fee, and no balance transfer fee. Rest easy knowing you have 24/7 fraud monitoring and VISA’s® Zero Liability fraud protection,1 meaning you won't be held responsible for unauthorized charges.

Premier Rewards

Best for: earning exciting rewards, like merchandise and travel; with no foreign transaction fee, great for using internationally.

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  • Earn Points: 3 on travel, 2 on gas and groceries, and 1 on everything else for every $1 spent
  • Quarterly Special 5x points category
  • Introductory Bonus: 10,000 bonus points after $1,000 in purchases within 3 months of opening
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • No foreign transaction fee

Premier Cash

Best for: earning cash-back rewards, with the flexibility to transfer your cash rewards to your personal account or even apply it to your credit card balance. The choice is yours!                          

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  • Cash Back: 3% on gas, 2% on groceries, and 1% on everything else for every $1 spent
  • Introductory Bonus: $100 bonus after $500 in purchases within 3 months of opening
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • 3% foreign transaction fee

Platinum

Best for: growing your credit, if you have a limited credit history. 

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  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • 3% foreign transaction fee
  • Security with VISA’s® Zero Liability fraud protection¹

Secured

Best for: rebuilding your credit, utilizing funds in your account to secure your credit line; if you have a low credit score.

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  • 100% of total credit limit must be secured
  • Funds can be secured in a savings or money market account
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • 3% foreign transaction fee
  • Security with VISA’s® Zero Liability fraud protection¹

Pathway

Best for: building your credit, if you have no credit history; great for students and others who do not have established credit.

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  • Qualifying checking account required
  • $2,000 credit limit
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • 3% foreign transaction fee
  • Security with VISA’s® Zero Liability fraud protection¹
Features & Benefits Pathway Secured Platinum Premier Cash Premier Rewards
Introductory Bonus: 10,000 bonus points after $1,000 in purchases within 3 months of opening
Introductory Bonus: $100 bonus after $500 in purchases within 3 months of opening
No annual fee
No cash advance fee
No balance transfer fee³
No foreign transaction fee
Free fraud monitoring for your card
Security with VISA’s® Zero Liability fraud protection¹
Travel/emergency assistance²
Extended warranty protection on items purchased²
Auto rental collision damage (coverage for your rental car)²
Cell phone protection²
Concierge Services
1The VISA Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Notify us promptly of any unauthorized use.  2Complete feature details can be found in the Visa Guide to Benefits-Platinum or Visa Guide to Benefits-Premier 3Fee may apply on select promotional offers.

A Better Way to Balance Your Finances

Transfer your existing credit card balance to an Addition Financial card and save today!

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A mover moving credit balances to Addition Financial

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Routing Number:

263181384

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