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Routing Number: 263181384

Personal Credit Cards

Addition Financial’s Visa® Credit Cards offer a lot of cool features like rewards and cash back – but what they don’t give you is just as important. It’s one of the few times in life when getting a whole lot of nothing actually means you’re getting something amazing.

Explore the benefits that each of our credit cards have to offer.

Premier Rewards

Even your most boring everyday purchases earn you points toward exciting rewards like travel, merchandise or even cash. It’s like a special prize for adulting.

  • Earn Points: 3 on travel, 2 on gas and groceries, and 1 on everything else
  • Quarterly Special 5x points category: Recurring Payments²
  • Introductory Bonus: 10,000 bonus points after $1,000 in purchases within 3 months of opening
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • No foreign transaction fee

Premier Cash

Make money while you spend money with a credit card that rewards you with cash rebates simply for making everyday purchases.

  • Cash Back: 3% on gas, 2% on groceries, and 1% on everything else
  • Introductory Bonus: $100 bonus after $500 in purchases within 3 months of opening
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • 3% foreign transaction fee

Platinum

Addition Financial’s Platinum credit card can help you build your credit line with a manageable credit limit, no annual fee, and comprehensive fraud protection.

  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • 3% foreign transaction fee
  • Security with VISA’s® Zero Liability fraud protection⁴

Secured

Use the funds already in your account to secure a line of credit. This way, you can buy what you need, splurge on what you want and rest easy knowing that you have a low-risk line of credit ready if you need it.

  • 100% of total credit limit must be secured
  • Funds can be secured in a savings or money market account
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • 3% foreign transaction fee
  • Security with VISA’s® Zero Liability fraud protection⁴

Pathway

The path to financial success often relies upon your credit score. But what if you have no credit or a limited credit history? No problem!

  • Qualifying checking account required
  • $2,000 credit limit
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • 3% foreign transaction fee
  • Security with VISA’s® Zero Liability fraud protection⁴
Features & Benefits Premier Rewards Premier Cash Platinum Secured Pathway
No cash advance fee
Introductory Bonus: 10,000 bonus points after $1,000 in purchases within 3 months of opening
Visa® Signature Premium Rewards
No foreign transaction fee
3% foreign transaction fee
Introductory Bonus: $100 bonus after $500 in purchases within 3 months of opening
Earn Points: 3 on travel, 2 on gas and groceries, and 1 on everything else
Cash Back: 3% on gas, 2% on groceries, and 1% on everything else
Free fraud monitoring
Security with VISA’s® Zero Liability fraud protection⁴
Automatically enrolled in Fraud Alerts
No annual fee
No balance transfer fee
Quarterly Special 5x points category: Recurring Payments²

A Better Way to Balance Your Finances

Transfer your existing credit card balance to an Addition Financial card at 2.25% APR intro rate for 6 months.

Learn More
A mover moving credit balances to Addition Financial
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