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Routing Number: 263181384

Certificates

Type Minimum Balance to earn APY Annual Percentage Yield (APY) Dividend Rate
6-11 Month Certificate $1,000 3.61% 3.55%
12-23 Month Certificate $1,000 3.66% 3.60%
24-35 Month Certificate $1,000 2.53% 2.50%
36-47 Month Certificate $1,000 2.27% 2.25%
48-59 Month Certificate $1,000 2.17% 2.15%
60 Month Certificate $1,000 2.02% 2.00%
6 Month Savings Builder Share Certificate* $5 0.50% 0.50%
39 month Bump-up certificate** $1,000 2.27% 2.25%
IRA Certificates $1,000 Same as Certificates Same as Certificates

Rates are current as of 01/30/2025

For all certificates, dividends are credited and compounded monthly. Fees or conditions could reduce earnings. All certificate rates are subject to change without notice. Penalties may be imposed for early withdrawal. Certificates automatically renew at maturity for the same term as the original term, with the following exceptions explained in footnote ** below. Term share certificates operate similarly to certificates of deposit (CDs) traditionally issued by retail banks.

*Savings Builder Share Certificate with Youth Savings Accounts and Community Share Accounts only.

**39 month Bump-Up Certificate - the bump-up certificate has a 39-month term and includes an option that allows you to increate or "bump up" the dividend rate and annual percentage yield once during the term to the current rate in effect at that time for a 36-month certificate. At the end of the 39-month bump up maturity term, whether or not you elected the bump-up option, your certificate will automatically renew for a term of 36 months at the prevailing rate in effect at that time for a 36-month certificate with no "bump up" (rate increase) option.

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