Type | Purchase Interest Rate / APR* As Low As | Refinance Interest Rate / APR* As Low As |
---|---|---|
10 Year Fixed Rate | 5.875% / 6.133% | 6.000% / 6.374% |
15 Year Fixed Rate | 6.000% / 6.183% | 6.125% / 6.391% |
20 Year Fixed Rate | 6.375% / 6.525% | 6.500% / 6.716% |
30 Year Fixed Rate | 6.750% / 6.865% | 6.875% / 7.042% |
Rates are current as of 02/07/2025
Type | Refinance Interest Rate / APR* As Low As |
---|---|
5 Year Fast Track Refinance Mortgage** | 5.750% / 6.452% |
10 Year Fast Track Refinance Mortgage** | 6.000% / 6.374% |
Rates are current as of 02/07/2025
Type | Purchase Interest Rate / APR* As Low As |
---|---|
30 Year First-Time Homebuyer | 6.875% / 6.991% |
Rates are current as of 02/05/2025
Type | Purchase Interest Rate / APR* | Refinance Interest Rate / APR* |
---|---|---|
5 Year Adjustable Rate | 6.375% / 6.538% | 6.375% / 6.488% |
Rates are current as of 02/03/2025
Type | Purchase Interest Rate / APR* | Refinance Interest Rate / APR* |
---|---|---|
5 Year Lot Loan | 8.500% | 8.500% |
10 Year Lot Loan | 9.000% | 9.000% |
15 Year Lot Loan | 9.500% | 9.500% |
Rates are current as of 02/03/2025
Type | Interest Rate As Low As | APR* As Low As |
---|---|---|
First-Lien HELOC | 7.500% | 7.500% |
Second-Lien HELOC | 7.500% | 7.500% |
Rates are current as of 01/30/2025
Type | Maximum Term | Rates As Low As | APR* As Low As |
---|---|---|---|
Second Mortgage | 60 Months | 6.000% | 6.556% |
Second Mortgage | 120 Months | 6.250% | 6.547% |
Second Mortgage | 180 Months | 6.500% | 6.712% |
Rates are current as of 01/30/2025
Type | Purchase Interest Rate / APR* | Refinance Interest Rate / APR* |
---|---|---|
Construction to Permanent Loan | 8.875% / 9.005% | 8.875% / 9.063% |
Rates are current as of 02/05/2025
*Annual Percentage Rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. APR is based on the following assumptions unless otherwise noted: Purchase APR is calculated using a $200,000 purchase price with a $160,000 loan amount. Refinance balance-only APR is calculated using a $150,000 estimated value with a loan amount of $120,000. The APR you see are estimates and are intended for informational use only. Rates are subject to change without notice. Rate is not guaranteed until lock-in. Other restrictions may apply. APRs assume the loan will have a required minimum loan-to-value ratio of 80%.
Mortgages are underwritten to secondary market standards. Secondary market guidelines may require adjustments to the interest rate, points paid or amount of down payment. Your rate, points and closing costs may vary based upon loan features, geography and/or other terms and conditions. Additional adjustments may be applicable based upon credit history, property value, mortgage product, property type or other factors. The interest rate and fees shown here are available to borrowers with an excellent credit history. The interest rates, APRs, closing costs and discount points shown are subject to change without notice. Your APR will vary based on your final loan amount and finance charges.
**Loan-to-value restrictions apply. Home Equity Loan APRs are based on Wall Street Journal (WSJ) Prime Rate.
Second mortgage loan APRs are calculated using a $50,000 loan amount and term as indicated.
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