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Routing Number: 263181384

Tap Into Home Equity

Unlock the value of your home and turn your dreams into reality with our Home Equity Line of Credit or Second Mortgage options.

Which Home Equity Option Is Right for You?

We know every homeowner has unique financial goals. That’s why we offer both a Home Equity Line of Credit and a Second Mortgage—two versatile ways to tap into your home’s equity. Whether you need ongoing flexibility or a one-time lump sum, we’ve got the right solution for you.

HELOC

Use your biggest asset as more than a place to live.

  • Minimum loan amount $10,000
  • Maximum loan amount $500,000
  • Variable rate based on Wall Street Journal prime + a margin
  • 35-year term (20-year draw period with a final 15-year repayment period)

Second Mortgage

Fall in love with your home all over again.

  • Minimum loan amount $10,000
  • Maximum loan amount $500,000
  • Fixed rate based on loan-to-value ratio and term financed
  • Terms up to 15 years

Award-Winning Digital Banking Experience

Feel empowered by a top-rated banking app that gives you the flexibility to make managing your money easier than ever. From personal financial management options to bill-pay and everything in-between, you’ll be in shape to accomplish your financial goals in no-time.

Digital Banking
A woman enjoying digital banking on her mobile phone

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To make an informed decision about whether a home equity loan or a HELOC is right for you, you’ll need to understand the differences between them.

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