Pathway
The path to financial success often relies upon your credit score. But what if you have no credit or a limited credit history? No problem! Get started on the path today with Addition Financial’s Pathway Credit Card.
No credit? Limited credit? No problem.
The Pathway Credit Card is designed for Addition Financial members who have no credit or a limited credit history and are applying for their first Addition Financial credit card.¹ With a required checking account, proof of income, and a $1,000 credit limit, the Pathway Credit Card offers an opportunity to build credit while developing healthy spending habits. The Addition Financial Pathway Credit Card follows the variable rate range of the Addition Financial Platinum Credit Card, which is currently 13.75%-18.00% APR*.
How it works:
- Open a qualifying checking account.
- Apply for the Pathway Credit Card.
- Once approved: $250 will be secured from your savings or money market account; $750 will be unsecured for a total credit limit of $1,000.
Benefits Include:
- No annual fee
- No cash advance fee
- No balance transfer fee
- $1,000 credit limit
- 3% Foreign transaction fee
- VISA® Zero Liability2- to protect you against fraud
- Optional Credit Life and Disability Insurance coverage
¹All loans are subject to qualification of the borrower and credit approval. In order to receive a Pathway Credit Card, additional qualifications apply. Must be 18 years of age or older. Must have no or limited credit score. Must not have any other Addition Financial Credit Union Credit Cards. Proof of income is required. Membership eligibility requirements apply. A checking account is required. Opportunity Checking accounts and Business Checking accounts are not eligible. Product availability and features are subject to change or end without notice.
²The VISA Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Notify us promptly of any unauthorized use.
*Your APR will vary. All credit card rates are subject to change without notice. The rate you receive will be based on your credit history.
Credit Card Rates
Visa® Platinum
As low as
Payment Protection
Establish peace of mind for yourself when you choose to cover your Addition Financial loan with Payment Protection. By adding payment protection to your new loan, you’ll have one less thing to worry about during a period of reduced income due to disability, illness or death.
Calculate Your Credit Card
Do you need to know how long it will take to pay off your credit card debt? Use our calculator to find out!
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