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Routing Number: 263181384

Digital Banking

Save time managing your money with best-of-breed Digital Banking that's as reliable as man's best friend.

Digital Banking Features

User-Friendly

Less clicks and easy navigation.

Convenient Card Options

Request new cards, add cards to a digital wallet, and set up alerts.

Enhanced Security Features

Set up multi-factor authentication and security alerts.

Multiple Accounts, One View

View all your accounts with a single login.

Powerful Financial Tools

Analyze your spending, set savings goals, and build a budget with just a few clicks.

Simplified Payments

Set payment reminders, manage stop payments and take advantage of skip-a-payment options.

Member to Member Transfers

Instantly transfer money to other members.

Dedicated Business Banking

Manage your business account, generate reports, and control user access.

This guide provides an overview of AFCU’s Digital Banking system from a user-facing perspective. The topics covered in this guide include:

  • Login Page
  • Dashboard Features
  • User Settings
  • Transfers
  • User Management
  • Account Management Features
  • Secure Messages

Click here to view full details!

This guide provides an overview of AFCU's Digital Banking system tailored for business users. The topics covered include:

  • Business Account Reporting
  • Business More Menu
  • Business Support Hub
  • Business Transfers
  • Business User Settings
  • Business User Login
  • Business View My Accounts

Click here to view full details!

How-To Videos

Frequently Asked Questions (FAQs)

Addition Financial has updated all debit card images added to a digital wallet to be the standard debit card design. You can identify the debit card in your digital wallet by the last 4 digits.
Visit your Apple or Google Play store to get it downloaded or click the icons below.

Download on the App Store

Get It On Google Play

iOS 17.5 or Android 14.0 are recommended
If you need to make a transfer, or accept a transfer, from another member that isn't on your account, you will need to establish a Member to Member transfer.  Follow these steps or watch our how-to video to get your transfer set up.

Steps to Accept a Transfer FROM Another Member
  • Select ‘Make a Transfer’ from the main menu.
  • Then, select the ‘Member to Member Accounts’ option.
  • Next, select ‘Create Code’ – you’ll provide this code to the member whose account you want to accept a transfer from.
  • Share the M2M code with the member so they can make transfers to your account.
  • Once accepted, the member will see your account as available for transfers.
Steps to Make a Transfer TO Another Member
  • Select ‘Make a Transfer’ from the main menu.
  • Then, select the ‘Member to Member Accounts’ option.
  • Next, select ‘Add Account’ and enter the M2M Code the member has provided to you and give their account a nickname.
  • Congratulations - you can transfer money to another member’s account!

Please note: You will only be able to transfer funds to the accounts of members that you’ve added in Digital Banking. Funds withdrawals, balance information and full account number information from another member’s account/s will not be available.

No.  If you have a loan payment at another financial institution, you will need to set up a Bill Pay payment or Instant Transfer (if the receiving financial institution participates in Instant Transfers). 
Business accounts have many of the same features. The only differences are that Business accounts do not have access to Skip-a-Pay, Instant Transfers or Financial Tools.
No! If you are primary or joint on a retail account and business account, you will be able to access all accounts with one log in. 
There sure is! Click here for the Business User Guide.
At this time, 'My Offers' are only available to primary account owners; therefore, joint members will not see 'My Offers' when they log into Digital Banking.

We’ve expanded our financial resources to include some new and improved tools, available from your dashboard and integrated with your account history: 

  • Savings Goal. By creating a savings goal, you can allocate funds from one account to another (i.e., checking to savings) to reach your goal by a target date. The tool measures your goal by tracking incoming and outgoing funds from that savings account.

  • Financial Health Checkup. This tool assesses your spending, debt, credit score, planning behaviors, and savings and even offers personalized recommendations.

  • Spend Forecast. This tool forecasts your spending and income obligations based on transaction history, giving you a good idea of how much money you’ll have at a certain point in the future.

  • Spending Analysis. A breakdown of your spending habits by category in a graphical format (recategorize your transactions at any time for a more refined view). This tool also compares your spending habits in the displayed time span with the previous period. You can even customize the analysis to include all of your accounts or just select ones.

  • Aggregate External Accounts. Link external accounts you own to your Digital Banking dashboard, creating a one-stop hub.

You can even customize your dashboard to prioritize which tools you’d like to use on a regular basis. Just select the pencil icon next to Dashboard and you are on your way.
Great news, all Addition Financial debit and credit cardholders are automatically enrolled for fraud text/email/call alerts.
Absolutely. You can set alerts for activity on your accounts and cards as well as notifications of suspicious activity. Get alerted when your balances dip below or go above a certain amount, when checks clear, when your loans are due, and much more. These alerts can be sent via email, text, or push notification. 
Log in to Digital Banking. Select ‘Travel Notice’ from the ellipsis more link option and follow the prompts.
Thanks for wanting to go green. Log into Digital Banking. Select ‘Documents and Statements’ from the ellipsis more link option (or the Menu option in the app). Once in ‘Documents and Statements’ toggle to ‘Online Statements only.’ You’ll now have electronic access to your account and credit card statements, tax forms, and notices, and can download or print them any time you’d like.
Log into Digital Banking. Select the applicable account, select ‘Details’ to Member Number, Routing Number 263181384, and account MICR number. 
¡Sí! Select ‘User/Profile Settings’ and select ‘Espanol.’
Glad you asked! Clicking “New” will allow you to open a new savings or certificate account. The “Connect” button allows you to connect external accounts from other financial institutions so that you can get a holistic view of your financial wellness, all within your Addition Financial Digital Banking experience.  It’s part of our new Financial Wellness Tool available in Digital Banking.

New and Connect buttons image

Please note: Connecting external accounts for the purposes of transferring money is done through the ‘Make a Transfer’ section – not through the “Connect” button on the dashboard.
That is a push notification that is sent to verify your identity when using Digital Banking on your mobile device. 

When you’re on your mobile device and logged in, you can control whether you want to use push notifications by going to Profile → Security → Authentication → Push Authentication.

Authorized Required screenshot
Yes, you can edit your dashboard to categorize, rearrange or hide your accounts from view. Click here for the “how-to” video on this simple process.

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