| Type* | Maximum Term | APR As Low As |
|---|---|---|
| Certificate Loan | Certificate Term | 60 months Certificate Rate + 3% |
| Personal Line of Credit (PLOC) | Revolving | 11.25% - 17.25% |
| Share Loan | 120 Months | 60 months Certificate Rate + 3% |
| Signature Loan | 60 Months | 12.00% |
Rates are current as of 03/02/2026
*Total aggregate unsecured debt with Addition Financial cannot exceed $100,000.
All loan rates are subject to change without notice and are stated as Annual Percentage Rates (APR). APRs vary based on creditworthiness. Addition Financial loans use the Simple Interest Method, with interest accruing on the monthly unpaid balance. All loans are subject to borrower qualification. The Personal Line of Credit (PLOC) has a variable APR tied to the U.S. Prime Rate as published in the Wall Street Journal Index on the 25th day of each month, or the next business day if not published on that date, plus a 4.50% margin. The minimum monthly payment is the greater of 2.5% of the outstanding balance or $35. Signature Loans include a processing fee equal to 2% of the loan amount, with a minimum of $30 and a maximum of $85. This fee affects the APR.
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