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Commercial Real Estate Loan

It’s time to start picking out property

We won’t carry you across the threshold, but we will help you get the keys to your new primary place of business with great rates on commercial real estate loans.
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Owner-Occupied Loan

Make the leap from leasing to owning, expand to a larger facility or move your business to a prime location with a Commercial Real Estate Loan from Addition Financial.

  • Loan amounts from $25,000
  • Loan to value is 80% of appraised value, purchase price, or loan-to-cost, whichever is less
  • Property must be located in one of the eligible 24 Florida counties. See “Become a Member” page for full county list
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Non-Owner Occupied

Purchasing a property that you’ll use less than 51% of yourself and leasing the rest of it out to other people or businesses can be a great investment.

  • Loan amounts from $25,000
  • Loan to value is 75% of appraised value, purchase price, or loan-to-cost, whichever is less
  • Property must be located in one of the eligible 24 Florida counties. See “Become a Member” page for full county list
Print/Email Product Details

Why Addition Financial?

24/7 Convenience

Manage your account completely online.

Easy to Find

Convenient locations + shared branches nationwide.

Keep It Local

Your money stays right here in the community.

Additional Features and Benefits

  • Discount tickets, goods and services
  • Financial assistance and education
  • Friendly member service
  • Online and mobile access
 

Meet the Team

Our dedicated team of Relationship Managers, committed to providing personalized support and guidance to help you and your business thrive. With a wealth of expertise and a passion for fostering strong client relationships, our team is here to assist you every step of the way.

Steve Hamilton

Steve Hamilton

Apopka, Clermont, Eustis, Leesburg, MetroWest, Pine Hills

Rocio Randal

Rocio Handal

Downtown Campus, Kissimmee, Lake Nona, Poinciana, South Orlando, St. Cloud, The Loop

Brooks Matthew

Brooks Matthews

Lake Mary, Longwood, Orange City, Oviedo, Sanford, Seminole State, UCF Campus, Winter Garden

Trudy Ward

Trudy Ward

Altamonte Springs, East Orlando, Fern Park, Merritt Island, Mills

 

 
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Location, location, location

Having the right place to operate makes a big difference in the success and growth of your business. Addition Financial can help you purchase commercial real estate for your primary business location at competitive rates.
  1. 1
    Review eligibility

    Own a business in one or more of 24 select counties. View our "Become a Member" page for full eligibility.

  2. 2
    Complete account application

    When you’re ready, visit your branch to apply in person.

  3. 3
    Get your loan

    Grow your business.

Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.

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