Skip To Content
Routing Number: 263181384

Business Line of Credit

With a Commercial Line of Credit or Small Business Line of Credit, you have the financial cushion to navigate challenges and act on opportunities with confidence. Empower your business with the flexibility it needs to thrive in a dynamic market.

A Long-Term Solution for Short-Term Needs

Whether you’re managing cash flow, covering unexpected expenses, or pursuing growth opportunities, a line of credit offers the financial flexibility to meet your working capital needs. Stay agile and seize opportunities with a Commercial Line of Credit or Small Business Line of Credit, the perfect solution for businesses needing flexible, on-demand financing.

Ideal For:
  • Managing seasonal cash flow fluctuations.
  • Purchasing inventory or supplies.
  • Covering operating expenses during slow periods.
  • Funding short-term projects or unexpected opportunities.

     

 

 

    Key Features:
    • Revolving Credit: Access funds as needed and only pay interest on the amount you use.
    • Flexible Borrowing Limits: Borrow up to your approved limit, giving you control over your expenses.
    • Quick Access to Funds: Ideal for immediate needs or short-term financing.
    • Cost-Effective: Competitive rates and interest-only payments on the amount drawn.

    Additional Support for Your Business

    Beyond checking, we're here to provide everything you need to grow your business.

    Merchant Services

    Make it easy for customers to pay you with electronic point-of-sale payment systems, secure transaction processing and more. Addition Financial partners with Electronic Merchant Systems® to offer flexible and affordable payment processing solutions for your business.

    Merchant Services
    Card swiping device with business debit card

    Payroll Services

    Streamline your payroll processes so you can spend less time worrying about payroll details and more time doing what you’re in business to do. Through our partnership with Paychex, we can help connect you to convenient payroll services you can count on.

    Payroll Services
    Man with envelope
    5 Benefits of Getting a Secured Business Credit Card
    Business

    5 Benefits of Getting a Secured Business Credit Card

    Having a credit card to use for business expenses makes sense, and yet it’s something that many business owners overlook. With that in mind, here are five benefits of getting a secured business credit card.

    Do You Need a Business Credit Card? & 3 Requirements to Apply
    Business

    Do You Need a Business Credit Card? & 3 Requirements to Apply

    While there are multiple ways to obtain the money needed to pay for your business expenses, one option is to get a business credit card.

    Value vs. Growth Investing: What's the Difference?
    Auto Loans

    Value vs. Growth Investing: What's the Difference?

    Value investments and growth investments have their benefits, and the best strategy is to balance the two for a combination of stability and earnings.

    You are being redirected to a site out of our control

    By clicking CONTINUE below, you will be leaving AdditionFi.com to visit an external website that is not owned or operated by Addition Financial Credit Union. Please note that Addition Financial is not responsible for the content of the external website and does not represent either you or the external website owner/operator in any transaction(s) that may result from your visit to the external website. Further, the external website’s privacy and security policies may differ from those practiced by Addition Financial.