One size doesn’t fit all when it comes to the needs of your business. That’s why Addition Financial offers several business checking account options. Whether you’re just getting started with a few transactions a month or want to earn interest on your balance, we can help. We even have an account designed specifically for the needs of nonprofit organizations.
Depending on the size of your business, there's a checking account option for you.
| Top-rated Digital Banking |
| Merchant Services |
| Payroll Services |
| Minimum opening deposit of $100 or more |
| 100 combined transactions per month free² |
| No monthly service fee with average daily balance of $10,000+ OR $25,000+ in business loan balances; otherwise, $10 monthly service fee³ |
| Top-rated Digital Banking |
| No minimum balance requirement |
| Merchant Services |
| No monthly service fee |
| Payroll Services |
| P2P transfers through Bill Pay |
| Shared Branch Network |
| Contactless payment with Tap to Pay |
| Minimum opening deposit of $25 |
| 24/7 online and mobile account access |
| Earn dividends on a balance of $50,000 or more |
| No transaction fees |
| Top-rated Digital Banking |
| No minimum balance requirement |
| Merchant Services |
| No monthly service fee |
| Payroll Services |
| P2P transfers through Bill Pay |
| Shared Branch Network |
| Contactless payment with Tap to Pay |
| Minimum opening deposit of $50 or more |
| 25 combined transactions per month free¹ |
| 24/7 online and mobile account access |
| Top-rated Digital Banking |
| Merchant Services |
| Payroll Services |
| P2P transfers through Bill Pay |
| Shared Branch Network |
| Contactless payment with Tap to Pay |
| Minimum opening deposit of $100 or more |
| 250 combined transactions per month free⁴ |
| No monthly service fee with average daily balance of $25,000+ OR $100,000+ in business loan balances OR 20+ (non-ATM) debit card transactions per month; otherwise, $20 monthly service fee⁵ |
| Earn dividends on a balance of $25,000 or more |
| Features & Benefits | Essential Checking | Nonprofit Checking | Access Checking | Enterprise Checking | |
|---|---|---|---|---|---|
| Everyday Convenience and Access | Top-rated Digital Banking | ||||
| Simple and Hassle-Free Banking | No minimum balance requirement | ||||
| No monthly service fee | |||||
| Other | Merchant Services | ||||
| Payroll Services | |||||
| P2P transfers through Bill Pay | |||||
| Shared Branch Network | |||||
| Contactless payment with Tap to Pay | |||||
| Minimum opening deposit of $100 or more | |||||
| Minimum opening deposit of $50 or more | |||||
| Minimum opening deposit of $25 | |||||
| 25 combined transactions per month free¹ | |||||
| 100 combined transactions per month free² | |||||
| 250 combined transactions per month free⁴ | |||||
| No monthly service fee with average daily balance of $25,000+ OR $100,000+ in business loan balances OR 20+ (non-ATM) debit card transactions per month; otherwise, $20 monthly service fee⁵ | |||||
| 24/7 online and mobile account access | |||||
| Earn dividends on a balance of $25,000 or more | |||||
| Earn dividends on a balance of $50,000 or more | |||||
| No transaction fees | |||||
| No monthly service fee with average daily balance of $10,000+ OR $25,000+ in business loan balances; otherwise, $10 monthly service fee³ |
4Item processing charge includes check writing, deposits, deposited items, ACH transactions, Shared Branching, and Bill Payer.
5Fee will be assessed if the average daily balance is less than $25,000 OR loan balances of at least $100,000 is not maintained and in good standings OR at least 20 debit card transactions are not performed (ATM transactions not included) on the account.
2Item processing charge includes check writing, deposits, deposited items, ACH transactions, Shared Branching, and Bill Payer.
3Fee will be assessed if the average daily balance is less than $10,000 OR loan balances of at least $25,000 is not maintained and in good standings on the account.
Beyond checking, we're here to provide everything you need to grow your business.
Streamline your payroll processes so you can spend less time worrying about payroll details and more time doing what you’re in business to do. Through our partnership with Paychex, we can help connect you to convenient payroll services you can count on.
Make it easy for customers to pay you with electronic point-of-sale payment systems, secure transaction processing and more. Addition Financial partners with Electronic Merchant Systems® to offer flexible and affordable payment processing solutions for your business.
Whether you need more dough for your bakery, more Benjamins for your bike shop or more bones for your medical practice, Addition Financial has you covered.
Buy what you need and get what you want with a credit card that offers low rates, reward points on every purchase, no annual fee and no balance transfer fee. Take advantage of our special introductory offer!
Every business needs working capital to survive. We've created this guide that explains what you need to know about securing capital for your business.
When you choose a checking account, you’re not just picking a place to keep your money. You’re also choosing a tool that can help you manage your money and even, in some cases, add to your income with dividends.
Before you set your new year business goals and objectives, you’ll need to look at where your business stands now.
By clicking CONTINUE below, you will be leaving AdditionFi.com to visit an external website that is not owned or operated by Addition Financial Credit Union. Please note that Addition Financial is not responsible for the content of the external website and does not represent either you or the external website owner/operator in any transaction(s) that may result from your visit to the external website. Further, the external website’s privacy and security policies may differ from those practiced by Addition Financial.