Business Apex Checking
With elevated transaction allowances and substantial cash deposit limits, this account is built to support businesses with significant payment volume and sophisticated cash management needs. Generate earnings and access robust digital banking tools, including online banking, mobile deposit, bill pay, and advanced debit card functionality.
Benefits
Businesses using Business Apex Checking gain eligibility for the full Treasury Management suite along with dedicated relationship management support, enabling tailored solutions such as ACH origination, wire services, merchant processing, and liquidity management tools. This account is designed to support businesses operating at scale while providing the flexibility and strategic support needed to manage complex financial activity.
- 500 included transactions per month, then $0.25 per excess item
- $40,000 cash deposits per month at no charge; $0.12 per $100 thereafter1
- Full Access to Treasury Management Services3
- 0.25% Rate discount on business credit card4
- Eligible for SWEEP
- 1 order of free standard checks per year
- Free incoming wires
- No treasury setup fees
- Treasury Priority Support + Dedicated Treasury Advisor3
Account Features
- Top-Rated Digital Banking
- Online Banking (Reports)
- Online Banking Sub User Control
- Quicken and QuickBooks Export
- eStatements
- Bill Pay
- Mobile Deposit Capture
- Check Writing
- Overdraft Protection
- Eligible for Positive Pay
- Eligible for Cash Management Services including Payroll and Merchant Services
Account Requirements
- $500 minimum opening deposit1
- $30 monthly service fee1
- Waive monthly service fee by maintaining an average daily balance of $40,000.00 combined across all accounts within membership, or loan balances of $500,000.
- Dividend-bearing account2
Be prepared to show the proper documentation needed to open an Addition Financial business account. Review our checklist below to know what documentation is needed for your business type. All Business Accounts will require an unexpired government issued ID with photo for all signers.
1All accounts subject to approval. Fees and terms may vary. Refer to the All About Your Business Account disclosure and Business Fee Schedule for full details.
2Fees or conditions could reduce earnings. All rates are subject to change without notice.
3Subject to Treasury Management enrollment and approval. Terms and conditions apply. Consult with a Treasury Management Specialist for details.
4Subject to credit approval. Open a new eligible business checking account to receive a 0.25% APR discount on a Business Rewards Credit Card. Discount will be applied after qualification and may take up to two billing cycles. Discount does not apply to promotional, penalty, or cash advance rates and may be removed if the checking account is closed or not in good standing. Offer subject to change at anytime.
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