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Routing Number: 263181384

Personal Loans

Small dreams. Big goals. Life’s opportunities come in all shapes and sizes, so Addition Financial’s personal loans do too. Whether you’re looking to pay down bills, travel, or simply enjoy some extra cash, we can help you fit more life into your budget with loans that offer competitive rates and convenient repayment terms.

Explore the benefits of our Personal Loans.

Signature Loan

Easy application. Predictable payments. No collateral required.

With just a signature, you’ll be on your way to doing more, doing less or doing whatever you need to get done.

  • Minimum loan amount $500
  • Maximum loan amount $30,000
  • Fixed monthly payments
  • Repayment terms up to 60 months
  • Online and mobile access

Secured Loan

Cash for today while you save for tomorrow

Borrow against the funds you have in your Addition Financial Savings or Money Market account without actually touching the money you’ve set aside for the future.

  • Minimum loan amount $500
  • Maximum loan amount is 100% of available funds, not to exceed $300,000
  • Rate is current 60-month certificate rate +3%
  • Repayment terms up to 120 months
  • Online and mobile access

Certificate Secured Loan

Have your cake and eat it too

Get the money you need right now while sticking to a long-term savings plan by using your Term Share Certificate as collateral for a loan.

  • Minimum loan amount $500
  • Maximum loan amount is 100% of the certificate balance, not to exceed $300,000
  • Rate is current 60-month certificate rate +3%
  • Maximum term is up to 60 months but cannot exceed the certificate's maturity date
  • Funds stay on the share certificate and continue to earn dividends

Opportunity Credit Building Loan

Establish or repair your credit

Establish or repair your credit with a small loan that’s backed by the funds in your savings account. You have the power to improve your credit score in just 12 months. We’ll show you how.

  • Repayment term of 12 months
  • Monthly payments required
  • Loan is backed by your savings account
  • Financial assistance and education
  • Online and mobile access

Payment Protection

Establish peace of mind for yourself when you choose to cover your Addition Financial loan with Payment Protection. By adding payment protection to your new loan, you’ll have one less thing to worry about during a period of reduced income due to disability, illness or death.

Learn About Payment Protection
A person enjoys the benefits of Payment Protection

Skip-A-Pay

Need a little extra breathing room in your budget? With our Skip-a-Pay program, you can skip your eligible loan payment for the month and use those funds where you need them most. It's just one more way we're here to support you on your financial journey.

Learn About Skip-A-Pay
Woman considers skipping a payment

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