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Routing Number: 263181384

Secured

Use the funds already in your account to secure a line of credit. This way, you can buy what you need, splurge on what you want and rest easy knowing that you have a low-risk line of credit ready if you need it.

The first step to good credit

Whether you’re recovering your credit score or you’re starting out from scratch, Addition Financial’s Secured Credit Card can help you build your credit without crazy high APR, fees and worries. The card is secured by funds already in your account. That means it doesn’t carry the same risk as a completely unsecured line of credit.

Low-Rate Balance Transfer 

You don’t have to choose between reducing your credit card debt and using your credit card for everyday purchases. Transfer your existing balances from another card to an Addition Financial credit card.

Safely build your credit 

Build a credit score without the risk that comes with and unsecured loan. With no annual fee, cash advance fee or balance transfer fee, our card is designed to be low risk. It's perfect for someone trying to build up or establish their credit score.

  • Credit limit ranging from $500-$30,000
  • 100% of total credit limit must be secured in your share account
  • Funds can be secured in a savings account or money market
  • 3% foreign transaction fee for each transaction in US dollars
  • No annual fee
  • No cash advance fee
  • No balance transfer fee
  • Protects yourself against fraud with VISA® Zero Liability1

¹The VISA Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Notify us promptly of any unauthorized use.


Credit Card Rates

Visa® Platinum

As low as

14.25
% APR

Visa® Premier Cash

As low as

14.25
% APR

Payment Protection

Establish peace of mind for yourself when you choose to cover your Addition Financial loan with Payment Protection. By adding payment protection to your new loan, you’ll have one less thing to worry about during a period of reduced income due to disability, illness or death.

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A person enjoys the benefits of Payment Protection

Calculate Your Credit Card

Do you need to know how long it will take to pay off your credit card debt? Use our calculator to find out!

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