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Routing Number: 263181384

Youth Accounts

One day they’re the size of a loaf of bread. The next day they’re eating an entire loaf of bread while you wonder where this half-grown-adult came from. We can’t slow down how fast it happens, but we can help you teach your children how to handle their dough with savings accounts designed for each stage of their young life.

Student Checking

Focus on your studies, not on hidden fees

  • No monthly service fee
  • 4 Foreign ATM fee rebates³
  • Rate discount on consumer loans - 0.25% for Signature and vehicle loans⁴
  • Access to Savings Plus Account
  • Free coin machine access

Youth Savings

We can’t save you from teething pains or tween angst, but we can help you teach your child the value of saving money with accounts designed for children ages 0 to 12.

  • 3% earned quarterly on net new deposits with maximum incentive earned not to exceed $100 each quarter*
  • $25 welcome deposit**
  • No restrictions on accessing funds
  • $5 Birthday Buck deposited on your birthday!***
  • Waived membership and minimum balance fee

Coverdell Education Savings

A quality education is one of the greatest gifts you can give your child. Start saving for your child’s education today with a Coverdell Education Savings Account. Contribute up to $2,000 per child per year and enjoy tax-free withdrawals on qualified education expenses for grades K-12 and college.

  • Earns dividends
  • No minimum opening deposit

*The net new deposit incentive is credited quarterly and earnings will be deposited into your Youth Savings account. Maximum new deposit incentive earnings per quarter may not exceed $100. A 1099 tax form will be issued by Addition Financial only for the year the member has met the contingencies necessary to receive the funds. Please consult your tax advisor with any question.
**Receive a $25 deposit into the savings account when a new youth savings account is opened. Incentive of $25 will be deposited within 7 business days of account opening. A minimum balance of $5 is always required in the share savings account.
***One (1) $5.00 birthday bonus deposit will be made once a year on a date during the Youth Savings primary owner’s birth month.
3ATM fee rebates: ATM fee rebates is specific to the AFCU fee for transacting at a non-Addition Financial ATM.
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Rate Discounts: A loan discount cannot be applied to credit cards. Consumer loan rate discount applies to newly funded vehicle loan or new signature loan origination only. Rate discount terms and conditions are subject to change. The mortgage rate discount requires Premier Credit Card, and active consumer loan. Applies to new real estate loan origination only. Mortgage discount does not apply to variable rate products. Rate discount terms and conditions are subject to change.

High School Branch Program

Our High School Branch Program is designed to introduce young people to good financial management skills. We provide full training to high school students and prepare them to fully staff and run Addition Financial’s high school branches, located on their high school campus. Future Benefits for Students include:

  • Paid summer internship programs
  • Part-time & full-time job opportunities upon graduation
  • It looks great on college transcripts
  • It adds valuable work experience to your resume
  • We have annual scholarship opportunities for graduating seniors

  • Learn More
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    School District Debit Card Program

    We’re proud of the schools we’ve partnered with, and since 2009 we’ve been showing our school spirit with our school district affinity debit cards. Every time you make a purchase with your affinity card, we’ll make a donation to the school district you’ve chosen.

    Card Designs

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