Balance Transfer
Nothing is worse than feeling bogged down by credit interest. Good thing we have a solution! Enjoy paying less interest today with a Balance Transfer through Addition Financial.
Let's lower your monthly payment.
Enjoy an introductory 4.99% APR1 for 12 months on balances transferred to an Addition Financial credit card. After the intro period, the interest rate will revert to our competitive APR currently ranging from 13.50% to 18.00%, based on the Prime Rate. Move your higher-rate balances to Addition Financial and enjoy 12 months of paying down your debt with these exceptional features and benefits.
How it works:
- 4.99% Intro APR
- No transfer fee
- No annual fee
- No cash advance fee
- Waived foreign transaction fee for Premier Rewards credit cards2
- One simple monthly payment
Already have an Addition Financial credit card? Log into Digital Banking, click on your credit card account, and click on "Balance Transfer."
Benefits Include:
- No annual fee
- No cash advance fee
- No balance transfer fee
- VISA® Zero Liability3 - to protect you against fraud
- And more, depending on the card type!
1Annual Percentage Rate. After the introductory period, the APR will be variable and based on the U.S. Prime Rate. The maximum APR will not exceed 18%. Offer available as of 5/1/2026 and subject to change or end without notice. See Terms and Conditions for rates and fees. Post promotional rates can be found on our Rates page. Certain restrictions apply. Only available on personal Platinum, Premier Rewards and Premier Cash credit cards. 2The average card issuer charges a 2 – 3% foreign transaction fee. 3The VISA Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Notify us promptly of any unauthorized use.
Payment Protection
Establish peace of mind for yourself when you choose to cover your Addition Financial loan with Payment Protection. By adding payment protection to your new loan, you’ll have one less thing to worry about during a period of reduced income due to disability, illness or death.
Calculate Your Credit Card
Do you need to know how long it will take to pay off your credit card debt? Use our calculator to find out!
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