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Investment Property Loan

Own Property + Earn Rental Income

If you’re ready to get in on the vacation rental action or simply like the idea of generating income with a non-owner occupied property, we have a loan designed specifically for you.

You’d look good as a landlord

Want to build your investment portfolio with real estate? Thinking about turning your starter home into a vacation rental? Need to move, but not ready to give up the house you’ll leave behind? There are lots of reasons to own a home you don’t personally live in. Addition Financial makes it easy to purchase or refinance your investment property with competitive rates.

Put your property to work

It’s about time your property got a j-o-b and started supporting itself or even paying you back. Set it up for success by purchasing or refinancing with an Investment Property Loan. Like all of the home loan products we offer, you can make extra payments monthly or pay off the loan early without penalties or fees.

  • 15-year term
  • Minimum loan amount $25,000; maximum loan amount varies
  • Available for purchase or refinance
  • Competitive rates
  • No pre-payment penalties

Why Addition Financial?

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Earn More + Pay Less

Competitive rates on deposits, loans and credit cards.

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24/7 Convenience

Manage your account completely online.

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Money Smarts

School yourself with free financial know-how.

Additional Features and Benefits

HomeAdvantageTM Program*
  • Earn rebates when you buy or sell a home
  • Get tips and tools for buying or selling
  • Research listings, schools, neighborhoods and more
  • Find an experienced real estate agent
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Renting it out is always an option

Whether you’re purchasing property specifically as an investment or need to refinance a home you previously lived in, Addition Financial’s mortgage experts can help you get the mortgage you need.
  1. 1
    Review eligibility

    Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Complete loan application

    When you’re ready, complete the online application or visit your branch to apply in person.

  3. 3
    Get your loan

    Start living the landlord life.


Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.

*A HomeAdvantage approved real estate agent must be used in order to receive a rebate. Program rules can be found at