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Premier Rewards

Buy what you need. Get what you want.

Even your most boring everyday purchases earn you points toward exciting rewards like travel, merchandise or even cash. It’s like a special prize for adulting.*

Points with every purchase

Buying groceries? Points. Putting gas in the car? Points. Shopping online? Points. Paying bills with your credit card? Points for that too. We make earning rewards easy because you’ll accumulate points with every purchase you make. Earn 5 points on quarterly special categories, 3 points on travel, 2 points on gas and groceries, and 1 point on everything else. The more you use your Addition Financial Premier Rewards credit card, the more quickly your rewards add up!

Pay Less + Get Rewarded More

Lots of credit cards offer rewards programs, but their extra fees, exorbitant rates or confusing rules make it feel more like a punishment. It’s time to switch to a rewards credit card that charges you less and gives you more. With the Addition Financial Visa® Premier Rewards credit card, you can take advantage of better rates while earning great rewards like travel, merchandise, and even cash. 

  • Earn reward points with every purchase
  • No annual fee, balance transfer fee, or cash advance fee
  • Low variable rates that save you money
  • Introductory bonus: get 10,000 bonus points after $1,000 in purchases within 3 months of opening
  • Waived foreign transaction fee**

Rewards or Cash?

Not sure which Premier credit card you want? Take a look at this chart to compare the benefits of both options.

Why Addition Financial?

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No Annual Fee

Enjoy more credit card benefits without paying extra.

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Free Balance Transfers

Moving your balance to a better credit card doesn’t cost a thing.

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24/7 Convenience

Manage your account completely online

Additional Features and Benefits

  • Free fraud monitoring
  • Enroll in Automated Fraud Alerts in Online Banking
  • Visa Signature perks, including concierge service
  • Security with VISA’s® Zero Liability fraud protection***
  • Discount offers from participating merchants and year-round marketing promotions
  • Added protection with optional Credit Life and Disability Insurance coverage
  • Special Fourth Quarter 5 Points Category: Amazon
  • Review, redeem, or browse the CURewards catalog
  • Contactless payment with Tap to Pay

The most secure way to pay

All new Addition Financial credit cards come with the latest card technology. Tap to pay lets you make transactions just by tapping your card on any reader with a tap to pay symbol. It’s faster and more secure than using a chip or swiping your card. With an Addition Financial card, checkout is as simple as look, tap and pay.
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Start earning rewards today

The sooner you get an Addition Financial Premier Rewards Credit Card, the sooner you can start earning rewards with every purchase you make.
  1. 1
    Review eligibility

    Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Complete loan application

    When you’re ready, complete the online application or visit your branch to apply in person.

  3. 3
    Get your credit card

    Receive your card and start making your everyday purchases.


Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.

*Minimum credit line of $5,000 required to receive an Addition Financial Premier credit card. 

**The average card issuer charges a 2 – 3% foreign transaction fee.

***The VISA Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Notify us promptly of any unauthorized use.