Points with every purchase
We make earning rewards easy because you’ll accumulate points with every purchase you make. Earn 5 points on quarterly special categories, 3 points on travel, 2 points on gas and groceries, and 1 point on everything else.²
Want to redeem your points?
Are you looking to review or redeem your premier rewards points? Visit the CURewards catalog to browse available offers.
Low Rate Balance TransferYou don’t have to choose between reducing your credit card debt and using your credit card for everyday purchases. Transfer your existing balances from another card to an Addition Financial credit card.
Premier Rewards or Cash?
Not sure which Premier credit card you want? Take a look at this chart to compare the benefits of both options.
Pay Less + Get Rewarded More
Lots of credit cards offer rewards programs, but their extra fees, exorbitant rates or confusing rules make it feel more like a punishment. It’s time to switch to a rewards credit card that charges you less and gives you more. With the Addition Financial Visa® Premier Rewards credit card, you can take advantage of better rates while earning great rewards like travel, merchandise, and even cash.
Category Qualifying Purchase Examples
Check out this quick guide to see how you can start earning points.
Earn 3 points on travel, 2 points on gas and groceries, and 1 point on everything else
No annual fee, balance transfer fee, or cash advance fee
Low variable rates that save you money
Introductory bonus: get 10,000 bonus points after $1,000 in purchases within 3 months of opening
Waived foreign transaction fee³
- Free fraud monitoring
- Enroll in Automated Fraud Alerts in Online Banking
- Security with VISA’s® Zero Liability fraud protection⁴
- Added protection with optional Payment Protection
- Special 5x points category: Travel and entertainment²
¹Minimum credit line of $5,000 required to receive an Addition Financial Premier credit card.
²Earn 5x the points when making purchases in the rotating special categories. The special categories will rotate quarterly.
³The average card issuer charges a 2 – 3% foreign transaction fee.
⁴The VISA Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Notify us promptly of any unauthorized use.
The most secure way to pay
Credit Card Disclosures
Credit Card Guides
Why Addition Financial?
No Annual Fee
Enjoy more credit card benefits without paying extra.
Free Balance Transfers
Moving your balance to a better credit card doesn’t cost a thing.
Manage your account completely online
Start earning rewards today
The sooner you get an Addition Financial Premier Rewards Credit Card, the sooner you can start earning rewards with every purchase you make.
Anyone who lives, works, worships or attends school in 24 select counties may join. View our "Become a Member" page for full eligibility.
2Complete loan application
When you’re ready, complete the online application or visit your branch to apply in person.
3Get your credit card
Receive your card and start making your everyday purchases.
Get your learn on
Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.