Teenager enjoying a carnival.

Premier Rewards

Buy what you need. Get what you want.

Even your most boring everyday purchases earn you points toward exciting rewards like travel, merchandise or even cash. It’s like a special prize for adulting.*

Points with every purchase

We make earning rewards easy because you’ll accumulate points with every purchase you make. Earn 5 points on quarterly special categories, 3 points on travel, 2 points on gas and groceries, and 1 point on everything else.

Want to redeem your points?

Are you looking to review or redeem your premier rewards points? Visit the CURewards catalog to browse available offers.

Low Rate Balance Transfer

You don’t have to choose between reducing your credit card debt and using your credit card for everyday purchases. Transfer your existing balances from another card to an Addition Financial credit card at 4.99% APR.

Premier Rewards or Cash?

Not sure which Premier credit card you want? Take a look at this chart to compare the benefits of both options.

Pay Less + Get Rewarded More

Lots of credit cards offer rewards programs, but their extra fees, exorbitant rates or confusing rules make it feel more like a punishment. It’s time to switch to a rewards credit card that charges you less and gives you more. With the Addition Financial Visa® Premier Rewards credit card, you can take advantage of better rates while earning great rewards like travel, merchandise, and even cash.

  • Earn reward points with every purchase
  • No annual fee, balance transfer fee, or cash advance fee
  • Low variable rates that save you money
  • Introductory bonus: get 10,000 bonus points after $1,000 in purchases within 3 months of opening
  • Waived foreign transaction fee**
  • Free fraud monitoring
  • Enroll in Automated Fraud Alerts in Online Banking
  • Security with VISA’s® Zero Liability fraud protection***
  • Added protection with optional Credit Life and Disability Insurance coverage
  • Special 5 Points Category: Amazon Purchases

*Minimum credit line of $5,000 required to receive an Addition Financial Premier credit card.
**The average card issuer charges a 2 – 3% foreign transaction fee.
***The VISA Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Notify us promptly of any unauthorized use.

The most secure way to pay

All new Addition Financial credit cards come with the latest card technology. Tap to pay lets you make transactions just by tapping your card on any reader with a tap to pay symbol. It’s faster and more secure than using a chip or swiping your card. With an Addition Financial card, checkout is as simple as look, tap and pay.

Credit Card Disclosures

Visa Application and Solicitation Disclosure
Visa Consumer Credit Card Agreement and Disclosure
Business Credit Card Addendum
Business Credit Card Agreement

Credit Card Guides

Visa Signature Perks
Consumers Guide to Credit Cards
Visa Guide to Benefits: Platinum
Visa Guide to Benefits: Premier
Travel Insurance Description of Coverage: Platinum
Travel Insurance Description of Coverage: Premier

Why Addition Financial?

Icon with Phone and Cash
No Annual Fee

Enjoy more credit card benefits without paying extra.

Graphic of calculator and percent sign.
Free Balance Transfers

Moving your balance to a better credit card doesn’t cost a thing.

Icon of flower pot
24/7 Convenience

Manage your account completely online

Man kissing baby's cheek.

Start earning rewards today

The sooner you get an Addition Financial Premier Rewards Credit Card, the sooner you can start earning rewards with every purchase you make.
  1. 1
    Review eligibility

    Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Complete loan application

    When you’re ready, complete the online application or visit your branch to apply in person.

  3. 3
    Get your credit card

    Receive your card and start making your everyday purchases.

Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.