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Platinum Low Rate

This card could win a limbo contest

If you typically carry a balance from month to month, Addition Financial’s Platinum Low Rate credit card can help you get low and save money.

Don’t let your balance get the better of you

Take control of your balance with a Platinum Low Rate credit card from Addition Financial. Having a lower rate will help you avoid paying unnecessary interest and reduce monthly payment stress so you can kiss that balance goodbye.

Low Rate Balance Transfer

You don’t have to choose between reducing your credit card debt and using your credit card for everyday purchases. Transfer your existing balances from another card to an Addition Financial credit card.

Less Interest + Your Best Interests

You don’t have to choose between reducing your credit card debt and using your credit card for everyday purchases. The low annual percentage rate (APR) on an Addition Financial Platinum Low Rate credit card helps you save money on your monthly payments so you can owe less and do more.

  • Low variable rates that save you money
  • No annual fee, balance transfer fee, or cash advance fee
  • Peace of mind and purchasing power
  • 3% foreign transaction fee
  • Automatically enrolled in Fraud Alerts
  • Shop online more securely with Visa Secure
  • Zero Liability fraud protection from Visa*

*The VISA Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Notify us promptly of any unauthorized use.

Payment Protection

Establish peace of mind for yourself when you choose to cover your Addition Financial loan with Payment Protection. By adding payment protection to your new loan, you’ll have one less thing to worry about during a period of reduced income due to disability, illness or death.

The most secure way to pay

All new Addition Financial credit cards come with the latest card technology. Tap to pay lets you make transactions just by tapping your card on any reader with a tap to pay symbol. It’s faster and more secure than using a chip or swiping your card. With an Addition Financial card, checkout is as simple as look, tap and pay.

Credit Card Disclosures

Visa Application and Solicitation Disclosure
Visa Consumer Credit Card Agreement and Disclosure
Business Credit Card Agreement

Credit Card Guides

Visa Signature Perks
Consumers Guide to Credit Cards
Visa Guide to Benefits: Platinum
Visa Guide to Benefits: Premier
Travel Insurance Description of Coverage: Platinum
Travel Insurance Description of Coverage: Premier

Why Addition Financial?

No Annual Fee

Enjoy more credit card benefits without paying extra.

Free Balance Transfers

Moving your balance to a better credit card doesn’t cost a thing.

24/7 Convenience

Manage your account completely online.

man relaxing on couch.

A better rate is waiting for you

Take advantage of Addition Financial’s lowest credit card interest rates with a Platinum Low Rate Visa.
  1. 1
    Review eligibility

    Anyone who lives, works, worships, or attends school in select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Complete loan application

    When you’re ready, complete the online application or visit your branch to apply in person.

  3. 3
    Get your credit card

    Receive your card and start making your everyday purchases.

Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.