Don’t let your balance get the better of you
Take control of your balance with a Platinum Low Rate credit card from Addition Financial. Having a lower rate will help you avoid paying unnecessary interest and reduce monthly payment stress so you can kiss that balance goodbye.
Low Rate Balance Transfer
You don’t have to choose between reducing your credit card debt and using your credit card for everyday purchases. Transfer your existing balances from another card to an Addition Financial credit card at 4.99% APR.
Less Interest + Your Best Interests
You don’t have to choose between reducing your credit card debt and using your credit card for everyday purchases. The low annual percentage rate (APR) on an Addition Financial Platinum Low Rate credit card helps you save money on your monthly payments so you can owe less and do more.
Low variable rates that save you money
No annual fee, balance transfer fee, or cash advance fee
Peace of mind and purchasing power
Option to enroll in Automated Fraud Alerts in Online Banking
Shop online more securely with Verified by Visa
Zero Liability fraud protection from Visa*
*The VISA Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Notify us promptly of any unauthorized use.
The most secure way to pay
Credit Card Disclosures
Credit Card Guides
Why Addition Financial?
No Annual Fee
Enjoy more credit card benefits without paying extra.
Free Balance Transfers
Moving your balance to a better credit card doesn’t cost a thing.
Manage your account completely online.
A better rate is waiting for you
Take advantage of Addition Financial’s lowest credit card interest rates with a Platinum Low Rate Visa.
Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.
2Complete loan application
When you’re ready, complete the online application or visit your branch to apply in person.
3Get your credit card
Receive your card and start making your everyday purchases.
Get your learn on
Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.