Husband and wife exercising.

Platinum Low Rate

This card could win a limbo contest

If you typically carry a balance from month to month, Addition Financial’s Platinum Low Rate credit card can help you get low and save money.

Don’t let your balance get the better of you

You know what they say about bunnies multiplying? Those cute little guys have nothing on high-interest credit card debt, especially if you’re only able to make the minimum payment on your card each month. Banish bad bunny-like behavior and take control of your balance with a Platinum Low Rate credit card from Addition Financial. Having a lower rate will help you avoid paying unnecessary interest and reduce monthly payment stress so you can kiss that balance goodbye.

Less Interest + Your Best Interests

You don’t have to choose between reducing your credit card debt and using your credit card for everyday purchases. The low annual percentage rate (APR) on an Addition Financial Platinum Low Rate credit card helps you save money on your monthly payments so you can owe less and do more.

  • Low variable rates that save you money
  • No annual fee, balance transfer fee, or cash advance fee
  • Peace of mind and purchasing power

Why Addition Financial?

No Annual Fee

Enjoy more credit card benefits without paying extra.

Free Balance Transfers

Moving your balance to a better credit card doesn’t cost a thing.

24/7 Convenience

Manage your account completely online.

Additional Features and Benefits

  • Option to enroll in Automated Fraud Alerts in Online Banking
  • Zero Liability fraud protection from Visa*
  • SaveTopia Discount Program and Visa merchant discounts
  • Shop online more securely with Verified by Visa
man relaxing on couch.

A better rate is waiting for you

Take advantage of Addition Financial’s lowest credit card interest rates with a Platinum Low Rate Visa.
  1. 1
    Review eligibility

    Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Complete loan application

    When you’re ready, complete the online application or visit your branch to apply in person.

  3. 3
    Get your credit card

    Receive your card and start making your everyday purchases.


Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.

*The VISA Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Notify us promptly of any unauthorized use.