Certificates | Addition Financial

Short term. Long term. Everything in between.

With terms as short as three months, even commitment phobes can take advantage of higher rates without feeling locked into a long-term relationship. And if you’re a planner by nature, your type A heart will fall in love with the opportunity to set your savings plan in place with term options up to five years.

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"Set it and forget it” savings plan

Earning greater dividends is easier than ordering that triple-skim-iced-caramel latte you love. All you have to do is decide how much you want to set aside and how long you want your money to grow. Then you can sit back and watch your deposit get bigger thanks to guaranteed returns. When your term is up, your Certificate will automatically renew and keep earning competitive interest unless you decide you want to do something else with your money. It’s that easy!

*Penalties may be imposed for early withdrawal.

Fixed-rate dividends
Terms from 3 months to 5 years
No monthly service charge
Flexible ways to receive dividends

IRA and Savings Builder options available
Dividends compounded daily with $50 minimum balance
Funds available at maturity*

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Why Addition Financial?

Earn More + Pay Less

Competitive rates on deposits, loans and credit cards.

24/7 Convenience

Manage your account completely online.

Keep It Local

Your money stays right here in the community.

Savings that adds up over time

Take advantage of competitive market rates that keep your funds liquid. Open a certificate today.

1

Review eligibility
Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.
2

Complete account application
When you’re ready, complete the online application or visit your branch to apply in person.
3

Start saving
Use our online calculators to find out the right amount of money to start with.