Term Share Certificate
Do Less + Earn More
Short term. Long term. Everything in between.
With terms as short as six months, even commitment-phobes can take advantage of higher rates without feeling locked into a long-term relationship. And if you’re a planner by nature, your type A heart will fall in love with the opportunity to set your savings plan in place with term options up to five years.
"Set it and forget it” savings plan
Earning greater dividends is easier than ordering that triple-skim-iced-caramel latte you love. All you have to do is decide how much you want to set aside and how long you want your money to grow. Then you can sit back and watch your deposit get bigger thanks to guaranteed returns. When your term is up, your Certificate will automatically renew and keep earning competitive interest unless you decide you want to do something else with your money. It’s that easy!
*Penalties may be imposed for early withdrawal.
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Fixed-rate dividends
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No monthly service charge
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Flexible ways to receive dividends
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Terms from 6 months to 5 years
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IRA and Savings Builder options available
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Dividends compounded daily with $50 minimum balance
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Funds available at maturity*
Why Addition Financial?
Earn More + Pay Less
Competitive rates on deposits, loans and credit cards.
24/7 Convenience
Manage your account completely online.
Keep It Local
Your money stays right here in the community.
Savings that adds up over time
Take advantage of competitive market rates that keep your funds liquid. Open a certificate today.
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1Review eligibility
Anyone who lives, works, worships or attends school in 24 select counties may join. View our "Become a Member" page for full eligibility.
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2Complete account application
When you’re ready, complete the online application or visit your branch to apply in person.
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3Start saving
Use our online calculators to find out the right amount of money to start with.
Get your learn on
Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
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