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Merchant Services

Get paid

Process card-based transactions for your customers efficiently and securely without breaking a sweat.

Boost your bottom line

Accepting only cash might have worked when you were running a lemonade stand, but that won’t cut it for the business you’re running today. Your customers expect to be able to use a variety of payment methods when they’re ready to make a purchase – and if you can’t help them, they’ll go somewhere else. Make it easy for customers to pay you with electronic point-of-sale payment systems, secure transaction processing and more. Addition Financial partners with Electronic Merchant Systems® to offer flexible and affordable payment processing solutions for your business.

Features and Benefits


  • Merchant services available for local retail shops, multi-chain stores, internet retailers, mobile businesses and more
  • A wide variety of products, services and expertise available
  • Affordable low rates and additional savings
  • Packaged solutions to streamline billing
  • Free suspicious transaction and chargeback assistance

Why Addition Financial?

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Get Stuff Done

Powerful anytime account management tools.

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Easy to Find

Convenient locations + shared branches nationwide.

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24/7 Convenience

Manage your account completely online.

Additional Features and Benefits

  • Discount tickets, goods and services
  • Financial assistance and education
  • Friendly member service
  • Online and mobile access
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Do more business

Process payments quickly, securely and seamlessly with merchant services from Addition Financial in partnership with Electronic Merchant Systems®.
  1. 1
    Review eligibility

    Own a business in 22 select counties. View our "Become a Member" page for full eligibility.

  2. 2
    Complete account application.

    When you’re ready, complete the online application or visit your branch to apply in person.

  3. 3
    Get started

    Grow your business.

Addition Financial is more than just a place to keep your money

We want to partner with you to ensure your financial success for years to come. That’s why we offer other useful services like access to money management tools and financial literacy seminars that can broaden your knowledge of financial concepts with tips and advice from experts.