Own your home free and clear
When you bought your home, your mortgage made sense for your needs at the time. But life doesn’t stand still and you don’t want to either. Retire without a mortgage or pay off your mortgage early by refinancing with Addition Financial. Our Fast Track Mortgage offers low rates, low closing costs and quick closing to get you on the way to owning your home outright in the next 5 to 10 years.
Short Commitment + Long-Term Savings
Conventional mortgages can feel like a life sentence, not to mention how much interest you’ll end up paying over the course of 30 years. Want to save money in the long run and enjoy life without the financial responsibility of a mortgage? Pay off your mortgage in 5 or 10 years at a low fixed rate by refinancing to an Addition Financial Fast Track Mortgage.
What to expect after you apply:
We want you to feel prepared as you navigate this application process. Download this checklist to learn about what you'll need to have on-hand once you've hit "submit".
5 and 10-year terms available
$250 off closing costs
Minimum loan amount $10,000; maximum loan amount $500,000
Financing available for up to 80% loan to value
Only primary residence; no condos or investment properties
Loans will never be sold and do not include escrow for taxes and homeowners insurance
Book an appointment and skip the line!
Put the “own” in homeowner
Reach your goal of owning your home with no strings attached sooner than you had originally planned. Addition Financial’s mortgage experts will help you figure out if a faster payoff is the best thing for your budget.
Anyone who lives, works, worships, attends school or vocational training, or is an alumni of any college, university, or educational institution located in 24 select counties may join. View our "Join Today" page for full eligibility.
2Complete loan application
When you’re ready, complete the online application or visit your branch to apply in person.
3Get your loan
Start the countdown to your last mortgage payment.