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Fast Track Refinance Mortgage

Light at the end of the tunnel

It probably feels like you’ve been making mortgage payments forever. Put the end in sight by refinancing to a loan that offers a low fixed rate and a 5 or 10 year payoff.

Own your home free and clear

When you bought your home, your mortgage made sense for your needs at the time. But life doesn’t stand still and you don’t want to either. Retire without a mortgage or pay off your mortgage early by refinancing with Addition Financial. Our Fast Track Mortgage offers low rates, low closing costs and quick closing to get you on the way to owning your home outright in the next 5 to 10 years.

Short Commitment + Long-Term Savings

Conventional mortgages can feel like a life sentence, not to mention how much interest you’ll end up paying over the course of 30 years. Want to save money in the long run and enjoy life without the financial responsibility of a mortgage? Pay off your mortgage in 5 or 10 years at a low fixed rate by refinancing to an Addition Financial Fast Track Mortgage.

What to expect after you apply:

We want you to feel prepared as you navigate this application process. Download this checklist to learn about what you'll need to have on-hand once you've hit "submit".

  • 5 and 10-year terms available
  • $250 off closing costs
  • Minimum loan amount $10,000; maximum loan amount $500,000
  • Financing available for up to 80% loan to value
  • Only primary residence; no condos or investment properties
  • Loans will never be sold and do not include escrow for taxes and homeowners insurance

Book an appointment and skip the line!

When you book at appointment online, you won't have to wait in the lobby to talk to one of our representatives. Plan ahead for a date and time that works for you, at a location that's close by. One of our agents will be ready to speak with you at the time you booked.
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Put the “own” in homeowner

Reach your goal of owning your home with no strings attached sooner than you had originally planned. Addition Financial’s mortgage experts will help you figure out if a faster payoff is the best thing for your budget.
  1. 1
    Complete loan application

    When you’re ready, complete the online application or visit your branch to apply in person.

  2. 2
    Get your loan

    Start the countdown to your last mortgage payment.

  3. 3
    Review eligibility

    Anyone who lives, works, worships, attends school or vocational training, or is an alum of any college, university, or educational institution located in 24 select counties may join. View our "Join Today" page for full eligibility.