Own your home free and clear
When you bought your home, your mortgage made sense for your needs at the time. But life doesn’t stand still and you don’t want to either. Retire without a mortgage or pay off your mortgage early by refinancing with Addition Financial. Our Fast Track Mortgage offers low rates, low closing costs and quick closing to get you on the way to owning your home outright in the next 5 to 10 years.
Short Commitment + Long-Term Savings
Conventional mortgages can feel like a life sentence, not to mention how much interest you’ll end up paying over the course of 30 years. Want to save money in the long run and enjoy life without the financial responsibility of a mortgage? Pay off your mortgage in 5 or 10 years at a low fixed rate by refinancing to an Addition Financial Fast Track Mortgage.
5 and 10-year terms available
$250 off closing costs
Minimum loan amount $10,000; maximum loan amount $500,000
Financing available for up to 80% loan to value
Only primary residence; no condos or investment properties
Loans will never be sold and do not include escrow for taxes and homeowners insurance
Why Addition Financial?
Easy to Find
Convenient locations + shared branches nationwide.
On Time, Every Time
Online bill payments = easy and reliable.
Earn More + Pay Less
Competitive rates on deposits, loans and credit cards.
Additional Features and Benefits
Earn rebates when you buy or sell a home
Get tips and tools for buying or selling
Research listings, schools, neighborhoods and more
Find an experienced real estate agent
Put the “own” in homeowner
Reach your goal of owning your home with no strings attached sooner than you had originally planned. Addition Financial’s mortgage experts will help you figure out if a faster payoff is the best thing for your budget.
Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.
2Complete loan application
When you’re ready, complete the online application or visit your branch to apply in person.
3Get your loan
Start the countdown to your last mortgage payment.
Get your learn on
Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.