Woman sawing wood in a workshop.

Business Money Market Account

Make your money work for you

Take advantage of higher interest rates to boost your working capital interest income while maintaining the flexibility to access your funds as needed.

The best of saving, investing and checking all in one account

A Business Money Market Account gives you a safe place to store excess capital while harnessing the power of tiered interest rates to earn more than you would with a Business Savings Account. You’ll be able to take advantage of market growth without ever risking your initial investment, because your deposits are insured by the NCUA up to $250,000. A Business Money Market Account also gives you the flexibility to access funds immediately and make a limited number of withdrawals per month penalty-free.

Liquidity  + security

A Business Money Market Account will earn a higher interest rate while offering your business both the liquidity and security necessary to run a business in today's economy.

  • Minimum opening deposit of $100 or more
  • Limited check writing capability
  • Tiered dividend rates
  • 24/7 online and mobile account access

Why a Business Money Market Account?

Icon with Phone and Cash

Access your funds when you need to.

Icon of flower pot
More Earning

Earn competitive dividends on your balance.

Graphic of calculator and percent sign.
Get Stuff Done

Powerful anytime account management tools.

Additional Features and Benefits

  • Shared Branch network
  • P2P transfers through Bill Pay
  • SaveTopia Discount Program
  • Merchant services
  • Payroll services
Man relaxing at home on couch.

Get an account that does more for your business

A Business Money Market Account is basically a hat trick for your financial plan: liquidity, interest income and security all at the same time.
  1. 1
    Review eligibility

    Own a business in 22 select counties. View our "Become a Member" page for full eligibility.

  2. 2
    Complete account application

    See requirements for verification documents, then visit a branch for a Member Service Representative to walk you through the process.

  3. 3
    Start earning

    Take care of both current and future financial needs at the same time.

Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.