Husband and wife hugging.

Jumbo Mortgage

A home loan as big as your dreams

Purchasing a higher-priced home doesn’t have to mean coming up with a massive downpayment. Buy the home of your dreams with just 5% down.*

Because one size doesn’t fit all

When your mother said you had champagne tastes, she might have been on to something. But that’s ok, because we can help put that higher priced home within your reach. If you’re looking at homes that cost more than $510,400 you may want to take advantage of Addition Financial's Jumbo Mortgage option. Then get ready to pop the cork and celebrate in a home you truly love.

Small Down Payments + Big Upgrades

Maybe it was extra square footage, fancy finishes or a fabulous location. Whatever made you fall in love with a higher-priced home, Addition Financial wants you to have it. We make it easy to purchase a higher-priced home with only a little money down and a generous repayment term. 

  • 30-year term
  • As low as 5% down
  • Point options include 0, 1% and 2%
  • No pre-payment penalties
  • Refinance options available
HomeAdvantageTM Program**
  • Earn rebates when you buy or sell a home
  • Get tips and tools for buying or selling
  • Research listings, schools, neighborhoods and more
  • Find an experienced real estate agent

*Certain restrictions apply. Loans are granted based on creditworthiness and the ability to repay. Based on a $500,000 loan at 4.272% APR with a 30-year term and 80% LTV, your monthly payment (principal and interest) will be $2,459.70.
**A HomeAdvantage approved real estate agent must be used in order to receive a rebate. Program rules can be found at

Why Addition Financial?

Icon with Phone and Cash

Payment protection products are available at your request.

Icon of flower pot
On Time, Every Time

Online bill payments = easy and reliable.

Graphic of calculator and percent sign.
Keep It Local

Your money stays right here in the community.

Husband and wife on picnic.

Get ready to unpack

We can’t carry you over the threshold of your new home, but we can help you get into it for an affordable monthly payment with a Jumbo Mortgage.
  1. 1
    Review eligibility

    Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Complete loan application

    When you’re ready, complete the online application or visit your branch to apply in person.

  3. 3
    Get your loan

    Move in to your new home.

Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.