Student online shopping with here student credit card.

Pathway Credit Card

Give yourself some credit. You’re on the right path.

The path to financial success often relies upon your credit score. But what if you have no credit or a limited credit history? No problem! Get started on the path today with Addition Financial’s Pathway Credit Card. Better yet? No annual fee and low interest rates mean the path to financial success just got a little smoother.
Student Credit Card

No credit? Limited credit? No problem.

The Pathway Credit Card is for Addition Financial (AFCU) members who have been banking with AFCU for at least six months and are over the age of 18, and who have no credit or a limited credit history.¹ With the Pathway Credit Card, you can focus on building your credit and developing healthy spending habits.

How it works:

  • Open a qualifying checking account with at least a $100 monthly direct deposit.
  • Apply for the Pathway Credit Card.
  • Once approved: $250 will be secured from your savings or money market account; $1,750 will be unsecured for a total credit limit of $2,000.

Benefits Include:

  • No annual fee
  • No cash advance fee
  • No balance transfer fee²
  • $2,000 credit limit
  • 3% Foreign transaction fee
  • VISA® Zero Liability³ - to protect you against fraud
  • Optional Credit Life and Disability Insurance coverage