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Premier Cash

Spend Money + Earn Money

Get rewarded with cash back each month simply for using your credit card to make everyday purchases.*

It’s like buying stuff is your part-time job

Earn 3% cash back on gas, 2% on groceries, and 1% on everything else with our Premier Cash credit card. The cash rewards you earn can be transferred to your Addition Financial account or applied to your credit card balance.

Cash back. Introductory bonus. What’s not to love?

The Addition Financial Visa® Premier Cash credit card is designed to reward you with cash back on the purchases you make every day. And unlike a lot of other premium cards, this one doesn’t charge an annual fee or inflated interest rates. That’s more money in your pocket every month!

  • Earn reward points with every purchase
  • No annual fee, balance transfer fee, or cash advance fee
  • Low variable rates that save you money
  • Introductory bonus: get a $100 bonus after $500 in purchases within 3 months of opening

Rewards or Cash?

Not sure which Premier credit card you want? Take a look at this chart to compare the benefits of both options.

Why Addition Financial?

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No Annual Fee

Enjoy more credit card benefits without paying extra.

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Free Balance Transfers

Moving your balance to a better credit card doesn’t cost a thing.

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24/7 Convenience

Manage your account completely online

Additional Features and Benefits

  • Free fraud monitoring
  • Enroll in Automated Fraud Alerts in Online Banking
  • Visa Signature perks, including concierge service
  • Security with VISA’s® Zero Liability fraud protection**
  • Discount offers from participating merchants and year-round marketing promotions
  • Added protection with optional Credit Life and Disability Insurance coverage
  • Contactless payment with Tap to Pay

The most secure way to pay

All new Addition Financial credit cards come with the latest card technology. Tap to pay lets you make transactions just by tapping your card on any reader with a tap to pay symbol. It’s faster and more secure than using a chip or swiping your card. With an Addition Financial card, checkout is as simple as look, tap and pay.
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Start getting cash back

Get rewarded for the purchases you make every day with Addition Financial’s Premier Cash credit card.
  1. 1
    Review eligibility

    Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Complete loan application

    When you’re ready, complete the online application or visit your branch to apply in person.

  3. 3
    Get your credit card

    Receive your card and start making your everyday purchases.


Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.

*Minimum credit line of $5,000 required to receive an Addition Financial Premier credit card. 

**The VISA Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Notify us promptly of any unauthorized use.