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Premier Cash

Spend Money + Earn Money

Get rewarded with cash back each month simply for using your credit card to make everyday purchases.*

It’s like buying stuff is your part-time job

Earn 3% cash back on gas, 2% on groceries, and 1% on everything else with our Premier Cash credit card. The cash rewards you earn can be transferred to your Addition Financial account or applied to your credit card balance.

Low Rate Balance Transfer

You don’t have to choose between reducing your credit card debt and using your credit card for everyday purchases. Transfer your existing balances from another card to an Addition Financial credit card.

Rewards or Cash?

Not sure which Premier credit card you want? Take a look at this chart to compare the benefits of both options.

Cash back. Introductory bonus. What’s not to love?

The Addition Financial Visa® Premier Cash credit card is designed to reward you with cash back on the purchases you make every day. And unlike a lot of other premium cards, this one doesn’t charge an annual fee or inflated interest rates. That’s more money in your pocket every month!

  • Earn 3% on gas, 2% on groceries and 1% on everything else
  • No annual fee, balance transfer fee, or cash advance fee
  • Low variable rates that save you money
  • Introductory bonus: get a $100 bonus after $500 in purchases within 3 months of opening
  • 3% foreign transaction fee
  • Security with VISA’s® Zero Liability fraud protection**
  • Enroll in Automated Fraud Alerts in Online Banking
  • Free fraud monitoring
  • Added protection with optional Payment Protection
*Minimum credit line of $5,000 required to receive an Addition Financial Premier credit card. 
**The VISA Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by VISA, or certain commercial card transactions. Notify us promptly of any unauthorized use.

Payment Protection

Establish peace of mind for yourself when you choose to cover your Addition Financial loan with Payment Protection. By adding payment protection to your new loan, you’ll have one less thing to worry about during a period of reduced income due to disability, illness or death.

Why Addition Financial?

No Annual Fee

Enjoy more credit card benefits without paying extra.

Free Balance Transfers

Moving your balance to a better credit card doesn’t cost a thing.

24/7 Convenience

Manage your account completely online

The most secure way to pay

All new Addition Financial credit cards come with the latest card technology. Tap to pay lets you make transactions just by tapping your card on any reader with a tap to pay symbol. It’s faster and more secure than using a chip or swiping your card. With an Addition Financial card, checkout is as simple as look, tap and pay.

Credit Card Disclosures

Visa Application and Solicitation Disclosure
Visa Consumer Credit Card Agreement and Disclosure
Business Credit Card Agreement

Credit Card Guides

Visa Signature Perks
Consumers Guide to Credit Cards
Visa Guide to Benefits: Platinum
Visa Guide to Benefits: Premier
Travel Insurance Description of Coverage: Platinum
Travel Insurance Description of Coverage: Premier
Friends taking a selfie.

Start getting cash back

Get rewarded for the purchases you make every day with Addition Financial’s Premier Cash credit card.
  1. 1
    Review eligibility

    Anyone who lives, works, worships or attends school in 24 select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Complete loan application

    When you’re ready, complete the online application or visit your branch to apply in person.

  3. 3
    Get your credit card

    Receive your card and start making your everyday purchases.

Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.