Low APR Auto Loans

Family driving on a road trip.

Auto rates as low as 3.25% APR*

Take advantage of a great rate when you finance a 2016 or newer vehicle:

  • 3.25% APR

    Max term of 36 months

  • 4.25% APR

    Max term of 48 months

Everybody needs to get from point A to point B. But you don't need to smash your piggy bank to do it. Drive the car you want and save hundreds when you apply for our low rate car loans. (Save the piggy, finance with Addition Financial.)
Family laughing with each other on the couch

Life’s better as a member

We’re here because of you. Our profits don’t go toward lining some investor’s pocket, they go toward making your life better and easier with lower loan rates, higher savings dividends and fewer fees. Why? Because being a member means you actually own part of our not-for-profit financial cooperative. We’d love to count you in.

*Annual Percentage Rate. Addition Financial refinances do not qualify for these rates. Certain restrictions apply. Loans are granted based on credit worthiness and the ability to repay. One time set up fee is 2% of the loan amount issued with a minimum of $10 and a maximum of $45. At a rate of 3.25% APR, your payment for 36 months would be $293.24 for each $10,000 borrowed. Special rate offer available for a limited time, subject to change without notice. Accurate as of 2/25/19.