Save on interest costs with a low rate balance transfer credit card.Less Interest + Your Best Interests
You don’t have to choose between reducing your credit card debt and using your credit card for everyday purchases. Our balance transfer option gives you the ability to save money on your monthly payments.
Having a lower rate will help you avoid paying unnecessary interest and reduce monthly payment stress so you can kiss that balance goodbye.
Low 4.99% APR* to save on interest costs
No balance transfer fees
No annual fees
No cash advance fees
24/7 online account management
Free fraud monitoring and alerts
Contactless payment with Tap to Pay
Waived foreign transaction fee on Premier Rewards credit card**
*Annual Percentage Rate. Certain restrictions apply. Post promotional rates can be found on our Rates page.
**3% foreign transaction fee applies to all other Addition Financial Visa credit cards. Minimum credit line of $5,000 required to receive an Addition Financial Premier credit card.
Transfer your balance to an existing card:
To transfer a balance over the phone, fill out the form below and we’ll give you a call. To transfer your balance online, follow the steps below.
- 1Log into online banking
- 2Select your credit card from the Accounts Summary page
- 3Select "Transfer a Balance"
- 4Complete the balance transfer form
Transfer your balance to a new credit card:
To apply and transfer over the phone, fill out the form below. To apply online, follow these steps.
- 1Fill out our online credit card application
- 2Once approved, our representative will give you a call
- 3Mention the balance transfer option and our representative will assist you