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A Better Way to Balance Your Finances

Transfer your existing credit card balance to an Addition Financial card at 4.99% APR for 12 months.

Save on interest costs with a low rate balance transfer credit card.

Less Interest + Your Best Interests
You don’t have to choose between reducing your credit card debt and using your credit card for everyday purchases. Our balance transfer option gives you the ability to save money on your monthly payments.
Having a lower rate will help you avoid paying unnecessary interest and reduce monthly payment stress so you can kiss that balance goodbye.

Save Money.
Decrease Debt.

  • Low 4.99% APR* to save on interest costs
  • No balance transfer fees
  • No annual fees
  • No cash advance fees
  • 24/7 online account management
  • Free fraud monitoring and alerts
  • Contactless payment with Tap to Pay
  • Waived foreign transaction fee on Premier Rewards credit card**

*Annual Percentage Rate. Certain restrictions apply. Post promotional rates can be found on our Rates page.
**3% foreign transaction fee applies to all other Addition Financial Visa credit cards. Minimum credit line of $5,000 required to receive an Addition Financial Premier credit card.

Transfer your balance to an existing card:

  1. 1
    Log into online banking
  2. 2
    Select your credit card from the Accounts Summary page
  3. 3
    Select "Transfer a Balance"
  4. 4
    Complete the balance transfer form

Transfer your balance to a new credit card:

  1. 1
    Fill out our online credit card application
  2. 2
    Once approved, our representative will give you a call
  3. 3
    Mention the balance transfer option and our representative will assist you