Opportunity Checking
Establish or rebuild your credit
0 money down. Waived fees. Checking made easy.
Keep it Simple + Succeed
If you need to build or repair your credit, it’s smart to focus on the basics and save the fancy footwork for later. That’s why an Opportunity Checking account offers many of the benefits of other Addition Financial products while keeping things simple and limiting scenarios that can throw you off your game.
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Convenient direct deposit and payroll deduction
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Complimentary debit card
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Free financial literacy courses
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No check writing capabilities or courtesy pay option
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No ATM deposit capabilities
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No mobile check deposit
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No Shared Branching access
Book an appointment and skip the line!
Enrich Financial Education Courses
Debit Cards with Fast and Secure Payments
You can do this
Getting to a better place financially starts with opening an Opportunity Checking account. We’ll help you figure out the rest.
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1Review eligibility
Anyone who lives, works, worships, attends school or vocational training, or is an alumni of any college, university, or educational institution located in 22 select counties may join. View our "Join Today" page for full eligibility.
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2Complete account application
When you’re ready, complete the online application or visit your branch to apply in person.
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3Get your debit card
Receive your complimentary debit card and start making your everyday purchases.
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
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