0 money down. Waived fees. Checking made easy.
Keep it Simple + Succeed
First thing’s first – we start with the basics. That’s why an Opportunity Checking account offers many of the benefits of other Addition Financial products while keeping things simple and limiting scenarios that can throw you off your game.
Opportunity Checking
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Convenient direct deposit and payroll deduction
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Complimentary debit card
Once You're Ready to Take the Next Step...
After a 12 month period with the Opportunity checking account, you may be eligible to apply for a Choice checking account after meeting certain requirements.
Choice Checking
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No-cost access to all Presto! ATMs
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Mobile check deposits
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Shared branching access
Book an appointment and skip the line!
Debit Cards with Fast and Secure Payments

You can do this
Getting to a better place financially starts with opening an Opportunity Checking account. We’ll help you figure out the rest.
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1Review eligibility
Anyone who lives, works, worships, attends school or vocational training, or is an alumni of any college, university, or educational institution located in 24 select counties may join. View our "Join Today" page for full eligibility.
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2Complete account application
When you’re ready, complete the online application or visit your branch to apply in person.
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3Get your debit card
Receive your complimentary debit card and start making your everyday purchases.