Three young people studying in a hallway.

Student Checking

Easy checking for busy students.

Focus more on studying and less on checking account fees with Student Checking from Addition Financial Credit Union. With no balance requirements and exclusive account benefits, managing your money will feel like a no-brainer.

Features and benefits

  • Access to Savings Plus Account
  • No minimum balance requirement
  • Pay Early
  • Free Presto! ATMs
  • AddsUp Savings Program
  • Digital Banking with free bill pay service
  • Mobile check deposit
  • Free coin machine access
  • Rate discount on vehicle loans*

    0.25% for vehicle loans.

  • Rate discount on Signature Loans*

    0.25% for Signature Loans.

  • 4 foreign ATM fee rebates per month

*A loan discount cannot be applied to credit cards. Consumer loan rate discount applies to newly funded vehicle loan or new signature loan origination only. Rate discount terms and conditions are subject to change. The mortgage rate discount requires Premier Credit Card, and active consumer loan. Applies to new real estate loan origination only. Mortgage discount does not apply to variable rate products. Rate discount terms and conditions are subject to change.

ATM – Four refunded monthly foreign ATM fees. The program is subject to change or cancellation. Rate Discount - Rate discount applies to new vehicle loans only.

Pay Early: With Pay Early, funds from an eligible incoming electronic direct deposit may be available for your use up to two days before the scheduled deposit date. Not all direct deposits are eligible for Pay Early. Eligible direct deposits are limited to verified regularly-scheduled electronic direct deposits of your payroll, pension, and government benefit payments. Early availability of direct deposits is not guaranteed. Transaction limits and risk screening processes apply.

AddsUp Savings Program - Enrollment in the Debit Card AddsUp Savings Program the credit union will round up your debit card purchases to the nearest whole dollar and transfer the difference to your Share Savings Account. The program is subject to change or cancellation.

ATM fee rebates: ATM fee rebates is specific to the AFCU fee for transacting at a non-Addition Financial ATM.

Bill Pay: Free online banking Bill Pay. For each bill paid over the phone $8 fee for an assisted transfer with a credit union team member. No fee applied for setting up recurring bill payments.