Orlando Regional Realtor® Association

Getting a mortgage can seem intimidating at first – but Addition Financial’s home loan experts take the mystery out of the process and guide our members through every step. Whether they're a community hero, just starting out, or finding a forever home we have the right mortgage for all walks of life.

And you can help them too by sharing our helpful home buying guides and resources.

Why Addition Financial?

Addition Financial helps our members make every moment and every penny count. From simple everyday money management to planning, saving and financing for their long-term goals, we’ve got the tools and know-how that give them the power to accomplish their goals. And, as a member-owned, not-for-profit financial cooperative, our profits don’t go toward lining some investor’s pocket, they go toward making our members' lives better with more dividends, fewer fees and powerful tools.

  • Homebuyers can avoid thousands of dollars in closing costs with our Low Closing Cost Option
  • Down payment assistance for first-time homebuyers
  • Competitive private mortgage insurance (PMI) rates.
  • No pre-payment penalties.
  • Keep your money local. We donate our time and money to the schools and students in your communities through scholarships, classroom renovations, and high school career development.

We've got first-time homebuyers covered

A+ Heroes Mortgage
Our A+ Heroes Mortgage is designed uniquely for those who dedicate their lives to serving our community. From heroes who save lives, to those who educate our future generations, we provide an affordable mortgage option so all heroes can find a home of their own.
First-Time Homebuyer
Say goodbye to your landlord’s rules and hello to home ownership with a loan that’s designed for first time buyers. Don’t worry – we’ll help you every step of the way. Only 3% down + low closing costs.

Our Members Love Us

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The First-Time Homebuyer's Guide to Mortgages

Everything your client's need to know about applying for a mortgage as a first-time homebuyer. Plus more helpful content to prepare them for the process of buying a house.

Once you fill out the form below you will begin receiving helpful home buying resources that you can share with your clients starting with our first-time homebuyer's guide.