Take the pain out of unplanned medical expenses
Even with a good high-deductible health care plan, out-of-pocket medical expenses can be costly. An Addition Financial Health Savings Account (HSA) is a unique savings account that allows you to save for future medical expenses with government-backed special tax savings.*
*Please consult a tax professional for more detailed information on HSAs.
Who can have an HSA?
You may qualify to open a Health Savings Account if you meet all of the following criteria.
Possess coverage under the HSA-qualified high-deductible health care plan
Have no other first-dollar medical coverage (specific injury insurance and accident, disability, dental care, vision care or long-term care insurance are permitted)
Not enrolled in Medicare
Cannot be claimed as a dependent on someone else's tax return
Easier than taking your vitamins
Nobody plans on getting sick or injured, but you can plan ahead to make out-of-pocket medical expenses easier to manage with an Addition Financial Health Savings account.
Anyone who lives, works, worships, or attends school in 24 select counties may join. View our "Become a Member" page for full eligibility.
2Complete account application
Schedule an appointment at your nearest branch for a Member Service Representative to walk you through the process.
Use our online calculators to find out the right amount of money to start with.