Family driving in car.

New & Used Car Loans

Life’s a journey. Enjoy the ride.

The average American spends more than an hour per day in their vehicle. Enjoy that hour more by getting behind the wheel of a car you love.

You’re in the driver’s seat

Forget fast-talkers and miles of fine print, you’re in control here. We’ll help you figure out what terms work best for your budget so you can shop with confidence knowing exactly what your monthly payment will be. Plus, our low rates mean you’ll have plenty of money left over for gas.

Take a whiff of that new car smell

Whether you’re looking for a no-frills auto loan or one that comes loaded with options, Addition Financial is your best choice for financing a new or used vehicle. Our easy application process and quick approval decisions help you get behind the wheel faster. We even work with several Central Florida dealerships directly to make your car buying journey easier.

  • Maximum term up to 84 months, based on the amount financed, model year, and credit score
  • Financing available up to 125% of the MSRP/NADA retail value based on credit score
  • Extended vehicle warranty available
  • GAP coverage available
  • Proof of insurance is required
  • Payment protection products available

Why Addition Financial?

Earn More + Pay Less

Competitive rates on deposits, loans and credit cards.

Keep It Local

Your money stays right here in the community.

On Time, Every Time

Online bill payments = easy and reliable.

Additional Features and Benefits

  • Online and mobile access
  • Friendly member service
  • Discount tickets, goods and services
  • Financial assistance and education
Woman and man having a picnic.

Get rolling 

Commute, run errands or road trip in style with a new or new-to-you vehicle. Think of us as the GPS to help you get there.
  1. 1
    Review eligibility

    Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Complete loan application

    When you’re ready, complete the online application or visit your branch to apply in person.

  3. 3
    Get your loan

    Enjoy your new vehicle.

Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.