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New & Used Car Loans

Life’s a journey. Enjoy the ride.

The average American spends more than an hour per day in their vehicle. Enjoy that hour more by getting behind the wheel of a car you love.

You’re in the driver’s seat

Forget fast-talkers and miles of fine print, you’re in control here. We’ll help you figure out what terms work best for your budget so you can shop with confidence knowing exactly what your monthly payment will be. Plus, our low rates mean you’ll have plenty of money left over for gas.

Take a whiff of that new car smell

Whether you’re looking for a no-frills auto loan or one that comes loaded with options, Addition Financial is your best choice for financing a new or used vehicle. Our easy application process and quick approval decisions help you get behind the wheel faster. We even work with several Central Florida dealerships directly to make your car buying journey easier.

  • Maximum term up to 84 months, based on the amount financed, model year, and credit score
  • Financing available up to 125% of the MSRP/JD Power retail value based on credit score
  • Financing available up to 100,000 miles and 10 years old
  • Extended vehicle warranty available
  • GAP coverage available
  • Payment protection products available
  • Proof of insurance is required

GAP Coverage

Don’t let a wrecked vehicle wreck your finances. Guaranteed Asset Protection (GAP) is a great way to protect your finances if the value of your vehicle is less than the amount of your car loan.

Skip your loan payment +
Your money worries

At Addition Financial, we understand that a small break can go a long way. That's why we offer Skip-A-Pay. When you opt in to Addition Financial’s Skip-A-Pay, you can skip your loan payment for one month on qualifying loans.

Collateral Protection Insurance

In the event a borrower does not provide proof of insurance, Collateral Protection Insurance will be issued through Addition Financial’s insurance program.
Woman and man having a picnic.

Get rolling 

Commute, run errands or road trip in style with a new or new-to-you vehicle. Think of us as the GPS to help you get there.
  1. 1
    Review eligibility

    Anyone who lives, works, worships or attends school in 24 select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Complete loan application

    When you’re ready, complete the online application or visit your branch to apply in person.

  3. 3
    Get your loan

    Enjoy your new vehicle.

Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.