Regulation CC Notice Deposit Availability Policy Change in Terms


Effective July 1, 2020, the Addition Financial Deposit Availability Policy for check holds will change in the following beneficial way:

Policy Before Effective July 1, 2020
Deposits not subject to next-day availability$200$225
Large deposits and new accounts not subject to next-day availability$5,000$5,525


Additionally, the threshold for determining a repeat overdraft will increase from $5,000 to $5,525.  Should you have any questions, please call our Contact Center at 407-896-9411.