Student Checking
Focus more on studying and less on checking account fees with Student Checking from Addition Financial Credit Union. With no balance requirements and exclusive account benefits, managing your money will feel like a no-brainer.
Benefits
- No monthly service fee
- No minimum balance requirement
- Pay Early1
- AddsUp Savings Program2
- 4 foreign ATM fee rebates per month3
- Free Publix Presto!® ATMs
- Rate discount on consumer loans4 - 0.25% for Signature and vehicle loans.
- Rate discount on Signature Loans4 - 0.25% for Signature Loans.
- Free coin machine access
- Access to Savings Plus Account
- Top-rated Digital Banking
AddsUp Savings Program
With each debit card transaction, you make will be rounded up to the nearest dollar. Then that rounded up amount, the difference between the actual amount and the next dollar amount, will be transferred into the savings account of your choosing. Every little bit helps when you're saving for a bright financial future.
1Pay Early: With Pay Early, funds from an eligible incoming electronic direct deposit may be available for your use up to two days before the scheduled deposit date. Not all direct deposits are eligible for Pay Early. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of your payroll, pension, and government benefit payments. Early availability of direct deposits is not guaranteed. Transaction limits and risk screening processes apply.
2ATM fee rebates: ATM fee rebates are specific to the AFCU fee for transacting at a non-Addition Financial ATM. Benefits and Student Checking eligible for a maximum of 4 foreign ATM fee rebates a month. Classic Checking eligible for a maximum of 2 foreign ATM fee rebates a month.
3AddsUp Savings Program: Enrollment in the Debit Card AddsUp Savings Program the credit union will round up your debit card purchases to the nearest whole dollar and transfer the difference to your Share Savings Account. The program is subject to change or cancellation.
4Rate Discounts: A loan discount cannot be applied to credit cards. Consumer loan rate discount applies to newly funded vehicle loan or new signature loan origination only. Rate discount terms and conditions are subject to change. The mortgage rate discount requires Premier Credit Card, and active consumer loan. Applies to new real estate loan origination only. Mortgage discount does not apply to variable rate products. Rate discount terms and conditions are subject to change. Loans are subject to credit approval. Benefits Checking eligible for a 0.40% rate discount for new consumer loans, and 0.375% rate discount on new mortgages. Classic Checking eligible for 0.25% rate discount on new consumer loans and mortgages. Student Checking eligible for 0.25% rate discount on new consumer loans.
First Class Savings
A high-yield Savings Plus account, with a market-leading 4.00% APY2, will get you to your savings goals quicker than those "other" savings accounts at the big banks.
Our Checking Comes with An Amazing Digital Banking Experience
Our top-rated Digital Banking app gives you the flexibility to make managing your money easier than ever. From personal financial management tools to tracking your spending and everything in-between, you’ll be in great shape to accomplish your financial goals in no-time.
School Pride + Card Design
Show your school pride with our exclusive debit card designs! From fan-favorite styles to bold, personalized options, every card helps you make a difference. With each swipe, a percentage goes back to your school or supports the Addition Financial Foundation—because banking with us means giving back.
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