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Retirement Accounts

Because 55 is the new 30. Back in the day, retirement was about fading gracefully from active life. Not anymore! Whether your vision for retirement involves traveling the world, teaching your grandkids bad habits, living the social life you always dreamed of or all of the above, you’re part of a generation that’s redefining what retired life is all about. So that means you’re going to need a retirement savings plan that sets you up to do more of whatever’s going to keep you young at heart.

How Do Our Retirement Accounts Compare?

Because 55 is the new 30. Back in the day, retirement was about fading gracefully from active life. Not anymore! Whether your vision for retirement involves traveling the world, teaching your grandkids bad habits, living the social life you always dreamed of or all of the above, you’re part of a generation that’s redefining what retired life is all about. So that means you’re going to need a retirement savings plan that sets you up to do more of whatever’s going to keep you young at heart.

Traditional IRA

Tax breaks today + money for tomorrow

Avoid paying taxes now on the money you’re saving for retirement and take advantage of decades of compounding interest.

  • No minimum opening deposit
  • Dividends compounded daily and credited monthly
  • Save and invest pre-tax money
  • Add to your retirement as often as you’d like throughout the year
  • Contributions can be made at any age
  • Withdrawals must begin at age 73

Roth IRA

Flexibility + tax-free withdrawals

By taking a pay now, save later approach you’ll have fewer taxes to worry about during retirement or whenever you choose to use your savings.

  • No minimum opening deposit
  • Dividends compounded daily and credited monthly
  • Once contributed, savings grows tax-free with compounding interest
  • Add to your retirement as often as you’d like throughout the year
  • Contributions can be made at any age
  • No required minimum distributions
  • Tax-free withdraws during retirement
  • Eligibility is subject to income limits

Term Share Certificate IRA

Growth you can count on

Take advantage of risk-free growth and the opportunity to earn greater dividends with tiered rates as part of your long-term investment plan.

  • Fixed rate of return
  • No monthly service fee
  • $1,000 minimum to open certificate
  • Terms available from 6 months to 5 years
  • Dividends compounded daily and credited monthly
  • Funds available at maturity*

Traditional and Roth IRAs (Individual Retirement Accounts) are insured to $250,000 by the NCUA. Addition Financial recommends you speak with a financial advisor when making any decision regarding investments and your retirement. *Penalties may be imposed for early withdrawal.

Award-Winning Digital Banking Experience

Feel empowered by a top-rated banking app that gives you the flexibility to make managing your money easier than ever. From personal financial management options to bill-pay and everything in-between, you’ll be in shape to accomplish your financial goals in no-time.

Digital Banking

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Routing Number:

263181384

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