Woman putting on her motorcycle helmet.

Motorcycle Loans

Big kids need toys too

Remember the joy of getting your first bicycle? Yeah…it’s like that but better. We make it easy to get out on the open road with the new, used or premium bike of your dreams.

Find your freedom

The wind in your hair. The exhilaration of leaning into a good curve. The way your senses feel more alive. If you’ve ever ridden a motorcycle, you know what we’re talking about. It’s a different way of experiencing the world, no matter what type of bike you ride. Ready to leave daily stress in the dust and embrace your freedom? Get a Motorcycle Loan from Addition Financial.

Loans for new, used and premium bikes

No matter what type of iron horse you have your eye on, we can help you bring it home. Addition Financial offers competitive interest rates and flexible terms on dirt bikes, cruisers and everything in between.

Proof of insurance is required.

Payment protection and products are available at your request.

GAP coverage is available.

New and Used Motorcycles

  • Maximum term up to 60 months, based on the amount financed and model year
  • Financing available up to 125% of the MSRP/NADA retail value based on credit score

Premium Motorcycles

  • Maximum loan amount: $35,000
  • Maximum term up to 84 months, based on the amount financed and model year
  • Financing available up to 125% of the MSRP/NADA retail value based on credit score
  • Premium motorcycles include Harley-Davidson® and Indian® Motorcycles

Why Addition Financial?

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On Time, Every Time

Online bill payments = easy and reliable.

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Earn More + Pay Less

Competitive rates on deposits, loans and credit cards.

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Keep It Local

Your money stays right here in the community.

Additional Features and Benefits

  • Online and mobile access
  • Friendly member service
  • Discount tickets, goods and services
  • Financial assistance and education
Man kissing his baby's cheek.

Hit the road

Enjoy the pride of owning a new or new-to-you motorcycle with an affordable Motorcycle Loan from Addition Financial.
  1. 1
    Review eligibility

    Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Complete loan application

    When you’re ready, complete the online application or visit your branch to apply in person.

  3. 3
    Get your loan

    Enjoy your new motorcycle.

Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.