You’re surrounded by lakes
Fun fact: Florida has more than 30,000 lakes covering more than 3 million acres of land. That’s a lot of water right in your own backyard! We’ll let you figure out how many hours of fun that adds up to when you have your own boat or jet ski. With financing up to 90% of retail value or MSRP and terms as long as 180 months, we make it easy to fit time on the water into your budget.
Start making waves
Taking advantage of all the amazing water-based recreational activities Florida offers is easier than you think. If you've ever dreamed of owning a boat or a jet ski, now is the time to apply. Addition Financial offers some of Central Florida's most competitive loans for watercraft.
Maximum term up to 180 months, based on the amount financed and model year
Financing is available up to 90% of Retail Value or MSRP/NADA retail value based on credit score. Rate is based on credit score.
Proof of insurance is required
GAP coverage is available
Payment protection products available by request
Why Addition Financial?
Earn More + Pay Less
Competitive rates on deposits, loans and credit cards.
Bank Wherever You Are
It’s all at your fingertips with our mobile app.
Deals + Discounts
Save money on the things you like to do with our SaveTopia app.
Additional Features and Benefits
Online and mobile access
Friendly member service
Discount tickets, goods and services
Financial assistance and education
Get out on the water + get more out of life
Whether you’re craving the solitude of an early morning fishing trip or the adrenaline of racing friends on your jet ski, there’s something special about being out on the water. Go get it with Boat and Jet Ski Loan from Addition Financial.
Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.
2Complete loan application
When you’re ready, complete the online application or visit your branch to apply in person.
3Get your loan
Enjoy the water.
Get your learn on
Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.