Man fishing off of a boat.

Boat and Jet Ski Loans

Because water is good for you

Do you want to get out on the water more? Count us in! Addition Financial offers Boat and Jet Ski Loans to help you make the most of your free time.

You’re surrounded by lakes

Fun fact: Florida has more than 30,000 lakes covering more than 3 million acres of land. That’s a lot of water right in your own backyard! We’ll let you figure out how many hours of fun that adds up to when you have your own boat or jet ski. With financing up to 90% of retail value or MSRP and terms as long as 180 months, we make it easy to fit time on the water into your budget.

Start making waves

Taking advantage of all the amazing water-based recreational activities Florida offers is easier than you think. If you've ever dreamed of owning a boat or a jet ski, now is the time to apply. Addition Financial offers some of Central Florida's most competitive loans for watercraft.

  • Maximum term up to 180 months, based on the amount financed and model year
  • Financing is available up to 90% of Retail Value or MSRP/NADA retail value based on credit score. Rate is based on credit score.
  • Proof of insurance is required
  • GAP coverage is available
  • Payment protection products available by request

Why Addition Financial?

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Earn More + Pay Less

Competitive rates on deposits, loans and credit cards.

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Bank Wherever You Are

It’s all at your fingertips with our mobile app.

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Deals + Discounts

Save money on the things you like to do with our SaveTopia app.

Additional Features and Benefits

  • Online and mobile access
  • Friendly member service
  • Discount tickets, goods and services
  • Financial assistance and education
Man relaxing on couch.

Get out on the water + get more out of life

Whether you’re craving the solitude of an early morning fishing trip or the adrenaline of racing friends on your jet ski, there’s something special about being out on the water. Go get it with Boat and Jet Ski Loan from Addition Financial.
  1. 1
    Review eligibility

    Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Complete loan application

    When you’re ready, complete the online application or visit your branch to apply in person.

  3. 3
    Get your loan

    Enjoy the water.

Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.