Retired couple smiling on the shore of the beach.

Signature Loan

Easy application. Predictable payments. No collateral required.

Your signature is unique and individual. So is the way you’ll use the loan you get with it. We think that’s pretty cool.

Dream It + Do It

Replace the old couch you inherited with something that’s a little more you and a little less lived in. Go on the vacation of a lifetime (you know, the one where you skydive, ride an elephant or eat in five star restaurants). Consolidate your debts to a single monthly payment and breathe easier. Make more room in your budget for life’s special occasions or for everyday living. It's all up to you, because you can do just about anything with a Signature Loan.

It’s pretty simple. Really.

The money you need is just a signature away. There’s no collateral necessary and no complicated “only on the first Monday when the moon is full” type requirements. Just put the strength of your credit score to good use by filling out an application and borrowing what you need. Because it is unsecured, the interest rate may be higher than other types of loans.

  • Minimum loan amount: $500
  • Maximum loan amount: $30,000
  • Fixed monthly payments
  • Repayment term up to 60 months
  • Online and mobile access
  • Friendly member service
  • Discounts on tickets, goods and services
  • Financial assistance and education

Book an appointment and skip the line!

When you book at appointment online, you won't have to wait in the lobby to talk to one of our representatives. Plan ahead for a date and time that works for you, at a location that's close by. One of our agents will be ready to speak with you at the time you booked.

Payment Protection

Establish peace of mind for yourself when you choose to cover your Addition Financial loan with Payment Protection. By adding payment protection to your new loan, you’ll have one less thing to worry about during a period of reduced income due to disability, illness or death.

Skip your loan payment +
Your money worries

At Addition Financial, we understand that a small break can go a long way. That's why we offer Skip-A-Pay. When you opt in to Addition Financial’s Skip-A-Pay, you can skip your loan payment for one month on qualifying loans.
Women posing for a selfie.

What are you waiting for?

Do the things you need or want to do with just your signature as collateral. At Addition Financial, we make it easy to get started.
  1. 1
    Review eligibility

    Anyone who lives, works, worships, attends school or vocational training, or is an alum of any college, university, or educational institution located in 24 select counties may join. View our “Join Today” page for full eligibility.

  2. 2
    Complete loan application

    When you’re ready, complete the online application or visit your branch to apply in person.

  3. 3
    Get your loan

    Enjoy your new cash.