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Heritage Benefits

Life just keeps getting better

If you’re at least 55 years of age, you can add special Heritage benefits like complimentary checks and money orders to other Addition Financial checking accounts.

You can still lie about your age to everyone else

We get it – the word “senior” might not be the way you define yourself. You’ve got a lot of living ahead of you. So if anybody else asks how old you are, feel free to tell them whatever makes you happy. Your secret is safe with us. But while you’re out there living it up, you might as well take advantage of complimentary checks, money orders and official checks.

Extra Perks + Unique Benefits

You’ve spent a lifetime getting to where you are today. We think that deserves some extra recognition, so we offer Heritage benefits to members who are ages 55 and up. Heritage benefits gives you unique features that are designed to help you keep more of your hard-earned money.

  • Complimentary box of Addition Financial custom checks per calendar year
  • 25% discount on safe deposit boxes
  • Complimentary money orders and official checks
  • Available on Choice and Opportunity Checking accounts

Why Addition Financial?

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Deals + Discounts

Save money on the things you like to do with our SaveTopia app.

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Easy to Find

Convenient locations + shared branches nationwide.

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Earn More + Pay Less

Competitive rates on deposits, loans and credit cards.

Additional Features and Benefits

  • Convenient direct deposit and payroll deduction
  • Online and mobile access
  • Branches throughout Central Florida
  • SaveTopia Discount Program
  • Shared Branch Network
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Enjoy the perks of seniority

You’ve earned it. Now you can make the most of it with Heritage Checking.
  1. 1
    Review eligibility

    Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Complete account application

    When you’re ready, complete the online application or visit your branch to apply in person.

  3. 3
    Get your debit card

    Receive your complimentary debit card and start making your everyday purchases.


Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.