Health Savings Account Checking
A tax-advantaged checking account that you can use to pay for qualified medical expenses.
Benefits
Managing your HSA just got easier with a Health Savings Account (HSA) Checking* account from Addition Financial. With no account fees to worry about, managing your health-care funds becomes hassle-free. And the benefits don’t end there – enjoy exclusive features like Pay Early and no monthly service fees.
*The Health Savings Account Checking has the same features and terms as the Free Checking Account described in the Truth-in-Savings Disclosure.
- No monthly service fee
- No minimum balance requirement
- Pay Early1
- Access to Savings Plus Account
- Free Publix Presto!® ATMs
- Top-rated Digital Banking
A Health Savings Account (HSA) is required prior to opening an HSA Checking Account.
1Pay Early: With Pay Early, funds from an eligible incoming electronic direct deposit may be available for your use up to two days before the scheduled deposit date. Not all direct deposits are eligible for Pay Early. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of your payroll, pension, and government benefit payments. Early availability of direct deposits is not guaranteed. Transaction limits and risk screening processes apply.
2ATM fee rebates: ATM fee rebates are specific to the AFCU fee for transacting at a non-Addition Financial ATM. Rebates do not cover ATM fees charged by other financial institutions or ATM owners. Benefits and Student Checking are eligible for a maximum of 4 foreign ATM fee rebates a month. Classic Checking is eligible for a maximum of 2 foreign ATM fee rebates a month.
3AddsUp Savings Program: Enrollment in the Debit Card AddsUp Savings Program the credit union will round up your debit card purchases to the nearest whole dollar and transfer the difference to your Share Savings Account. The program is subject to change or cancellation.
4Rate Discounts: A loan discount cannot be applied to credit cards. Consumer loan rate discount applies to newly funded vehicle loan or new signature loan origination only. Rate discount terms and conditions are subject to change. The mortgage rate discount requires Premier Credit Card, and active consumer loan. Applies to new real estate loan origination only. Mortgage discount does not apply to variable rate products. Rate discount terms and conditions are subject to change. Loans are subject to credit approval. Benefits Checking eligible for a 0.40% rate discount for new consumer loans, and 0.375% rate discount on new mortgages. Classic Checking eligible for 0.25% rate discount on new consumer loans and mortgages. Student Checking eligible for 0.25% rate discount on new consumer loans.
There are no monthly service fees associated with this account, but this account is subject to secondary fees such as non-sufficient funds and mailed periodic statements. For a complete list of applicable secondary fees, please see our Fee Schedule.
Health Savings Account
An Addition Financial Health Savings Account (HSA) is a unique savings account that allows you to save for future medical expenses with government-backed special tax savings. Please consult a tax professional for more detailed information on HSAs.
Our Checking Comes with An Amazing Digital Banking Experience
Our top-rated Digital Banking app gives you the flexibility to make managing your money easier than ever. From personal financial management tools to tracking your spending and everything in-between, you’ll be in great shape to accomplish your financial goals in no-time.
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