Husband and wife watching their children play in the living room.

Family Focused

First you added a +1 to your life. Then somehow some multiplication happened

Having kids is a life-changing experience physically, emotionally and financially. Becoming a parent means putting somebody else’s needs ahead of your own without a second thought – just like Addition Financial always puts your needs first.

You’re doing the most important job in the world

When you’re a parent, the days are long and the years are short. Making the most of the time you have as a family starts with being able to keep your focus on what matters to you. Addition Financial offers checking, savings and loan options that help you create memories by doing more with what you have and helping you out with what you don’t.

New and Used Auto Loan

Maybe a car seat doesn’t work so well in your post-college convertible. Or maybe your current vehicle has reached the end of the road and you need to upgrade to something more dependable. No matter why you’re thinking about shopping for a new or new-to-you car, Addition Financial can help you save money with low rates and flexible terms.


Family in a car on a road trip.
Woman painting a new room.

Home Equity Line of Credit

As your family gets bigger, you might need more room in your home or more room in your budget (or maybe both). A Home Equity Line of Credit can help. It’s a flexible way to borrow against the equity in your home any time for any purpose. Borrow as much or as little as you need, when you need it – then pay it off and have the option of borrowing again without having to apply for a new loan.

Youth Savings Accounts

We can’t save you from teething pains or teen angst, but we can help you teach your child the value of saving money with accounts designed for children ages 0 to 17. Addition Financial’s Youth Savings Accounts encourage young members to begin saving and developing good money habits from an early age. Helping your child learn the skills that lead to financial independence sets them up for lifelong success.

mother, daughter, and father playing together.
Woman enjoying a day at the park

Private School Loan

From first backpack to first college acceptance letter, Addition Financial can help you fund up to $8,500 per year of your child’s K-12 private school education costs. It’s a smart way to pay for tuition, uniforms or school supplies and take advantage of full/advance payment discounts.


Get your learn on


Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.



How much car can I afford?

This calculator computes the most expensive car you can buy based on the highest monthly payment you can afford. The calculated amount includes taxes and documentation fees.

How much will I save by increasing my mortgage payment?

Find out how much interest you can save by paying an additional amount with your mortgage payment. The additional amount will reduce the principal on your mortgage, as well as the total amount of interest you will pay, and the number of payments.

Membership Discounts
Sports & Entertainment
  • Addition Financial Arena Tickets
  • UCF Athletic Tickets
  • Tampa Bay Buccaneers Tickets
  • Orlando Solar Bears Tickets
  • ICE! at Gaylord Palms Tickets
  • TruStage™ Auto Insurance
  • TruStage™ Life Insurance
  • TruStage™ AD&D Insurance
  • Pet Insurance
  • Dental Benefits Plan
Goods & Services
  • Coin-to-Cash-Machines
  • Visa® Merchant Offers
  • TurboTax Products
  • Enterprise Car Rental
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Life’s better as a member

We’re here because of you. Our profits don’t go toward lining some investor’s pocket, they go toward making your life better and easier with lower loan rates, higher savings dividends and fewer fees. Why? Because being a member means you actually own part of our not-for-profit financial cooperative. We’d love to count you in.