Two college students walking to class.

College Students

Financial independence? You’ve got this.

You’re about to take life to a whole new level. While mom and dad might be bankrolling some of your college experience, it’s also a time in your life when you’ll be figuring out how to manage money on your own. Will it be a rollercoaster? Perhaps. But don’t worry - Addition Financial will be right beside you for the whole ride.

College Finances 101

Ace adulting before you even set foot on campus. Let Addition Financial help you get set up for financial success with a Sallie Mae® student loan, student-focused checking account, personalized debit card, low rate credit card, money smarts and more.

Student Checking Account

As a student, you’ve got more important things to think about than your finances – like studying for midterms or finals. With a checking account that offers on-the-go access, free money orders and no minimum balance requirements, your mind doesn’t have to be on your money. And thanks to $0 down plus no fees, you’ll have more to spend on pizza.


  • Exclusive UCF, Seminole State and Valencia College Designs
  • University support with every purchase
  • On campus ATMs and branches
UCF Cards (2)

Ultimate Fan Debit Cards

Show your school spirit with the University of Central Florida, Seminole State College and Valencia College affinity debit cards. Each year, Addition Financial will make a contribution to Seminole State College and UCF Athletics based upon how many transactions are made with their respective cards.
Student Credit Card

Smart Option Student Loan

With a double major in convenience and affordability, the Smart Option Student Loan® for Addition Financial by Sallie Mae® helps you pay for college expenses that aren’t covered by scholarships and federal loans.

Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.


How much money should I save to pay for college?

Use this calculator to compute the amount you should save in order to pay for college. 


Membership Discounts

Sports & Entertainment
  • Addition Financial Arena Tickets
  • UCF Athletic Tickets
  • TruStage™ Auto Insurance
  • TruStage™ Life Insurance
  • TruStage™ AD&D Insurance
  • Pet Insurance
  • Dental Benefits Plan
Goods & Services
  • Coin-to-Cash-Machines
  • Visa® Merchant Offers
  • TurboTax Products
Man typing on laptop

Life’s better as a member

We’re here because of you. Our profits don’t go toward lining some investor’s pocket, they go toward making your life better and easier with lower loan rates, higher savings dividends and fewer fees. Why? Because being a member means you actually own part of our not-for-profit financial cooperative. We’d love to count you in.