Two college students walking to class.

College Students

Financial independence? You’ve got this.

You’re about to take life to a whole new level. While mom and dad might be bankrolling some of your college experience, it’s also a time in your life when you’ll be figuring out how to manage money on your own. Will it be a rollercoaster? Perhaps. But don’t worry - Addition Financial will be right beside you for the whole ride.

College Finances 101

Ace adulting before you even set foot on campus. Let Addition Financial help you get set up for financial success with a Sallie Mae® student loan, student-focused checking account, personalized debit card, low rate credit card, money smarts and more.

Student Checking Account

As a student, you’ve got more important things to think about than your finances – like studying for midterms or finals. With a checking account that offers on-the-go access, free money orders and no minimum balance requirements, your mind doesn’t have to be on your money. And thanks to $0 down plus no fees, you’ll have more to spend on pizza.


  • Exclusive UCF or Seminole State Designs
  • On campus ATMs and branches
  • University support with every purchase
UCF Knights debit cards

Ultimate Fan Debit Cards


Show your school spirit with the University of Central Florida and Seminole State College affinity debit cards. Each year, Addition Financial will make a contribution to Seminole State College and UCF Athletics based upon how many transactions are made with their respective cards.

Smart Option Student Loan


With a double major in convenience and affordability, the Smart Option Student Loan® for Addition Financial by Sallie Mae® helps you pay for college expenses that aren’t covered by scholarships and federal loans.

Two women laughing while hugging.

Get your learn on


Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.



How much will my loan payments be?

Use this calculator to compute the payment amount (principal and interest) for a fixed rate loan. 

How much should I save each month?

Use this calculator to compute the monthly deposit amount needed to reach a savings goal. 

Membership Discounts
Sports & Entertainment
  • Addition Financial Arena Tickets
  • UCF Athletic Tickets
  • TruStage™ Auto Insurance
  • TruStage™ Life Insurance
  • TruStage™ AD&D Insurance
  • Pet Insurance
  • Dental Benefits Plan
Goods & Services
  • Coin-to-Cash-Machines
  • Visa® Merchant Offers
  • TurboTax Products
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Life’s better as a member

We’re here because of you. Our profits don’t go toward lining some investor’s pocket, they go toward making your life better and easier with lower loan rates, higher savings dividends and fewer fees. Why? Because being a member means you actually own part of our not-for-profit financial cooperative. We’d love to count you in.