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Routing Number: 263181384

UCF Knights Partnership

Addition Financial is proud to be the official financial institution of the UCF Knights! Since our first UCF branch opened in 1971, we’ve been chanting “Charge On!” with UCF students, staff and fans for more than 50 years.

Why UCF Knights choose Addition Financial:

Since 1937, Addition Financial has been an advocate for financial education and the financial wellness of the communities we serve. No matter where our members are on their financial journey, we’re committed to helping them meet their financial goals. Whether it’s a first-time checking account, an affordable auto loan, or great options to build savings, count us in!

  • Convenient on-campus branch and ATMs.
  • Exclusive debit card designs so Knights can bank with black and gold pride.
  • Checking accounts with different features and benefits – because not every checking account is a one-size-fits-all.
  • Free financial education and resources that position you for financial success.
  • Secure and convenient Digital Banking with a top-rated mobile app.

Debit Cards

It’s more than a card design ... it’s a lifestyle.
Spend-with-pride when you choose one of our exclusive UCF Knights debit card designs available with any checking account. These cards feature digital issuance, allowing you to access your card instantly through our top-rated mobile app. Whether you're grabbing a coffee on campus, shopping online, or renewing your season tickets, your UCF Knight debit card is always ready to use. Go Knights! Charge On!

Get 10% Back at UCF Concessions

Addition Financial UCF Knights debit cardholders can receive 10% cash back* on eligible concession purchases at UCF events.

Whether you’re cheering on the Knights at the Bounce House or catching a basketball game or event at the Addition Financial Arena, use your UCF Knights debit card to enjoy the action and get rewarded.

How It Works

  • Get 10% cash back on eligible UCF concession purchases.
  • Use your debit card at eligible concessions at the Bounce House for football and Addition Financial Arena for basketball and other events.
  • No need to keep track of your rebates! We’ll do the math for you and credit one combined rebate to your account at the end of each month.

Bring your Addition Financial UCF Knights debit card, grab your favorite game-day treats and enjoy 10% cash back on eligible purchases.

Credit Card

In addition to checking and savings products, Addition Financial also offers a Pathway credit card designed to help cardholders grow their credit and develop healthy spending habits.

  • Qualifying checking account required
  • No annual fee
  • No cash advance fee
  • No balance transfer fee²
  • 3% foreign transaction fee
  • Security with VISA’s® Zero Liability fraud protection¹

UCF Knights bank better with Addition

Focus more on living your best college life and less on banking fees with a Student Checking account from Addition Financial. With no minimum balance requirement and no monthly fees, managing your money will feel more like a day at the beach and less like a day in the classroom.

  • No monthly maintenance fee
  • No minimum balance requirement
  • Early Pay with direct deposit¹
  • 4 Foreign ATM fee rebates²
  • Free Publix Presto!® ATMs
  • AddsUp Savings Program³
  • Rate discount on consumer loans - 0.25% for Signature and vehicle loans⁴
  • Top-rated Digital Banking
  • Access to a high-yield Savings Plus account
  • Free coin machine access

Addition Financial Arena – Home of the UCF Knights

We like UCF so much that we put our name on it… the arena, that is. As the official financial institution of the UCF Knights, we’re also the proud sponsor of the UCF campus sports and entertainment arena.

UCF College of Business — Presenting Sponsor of the Dean Speaker Series

This annual speaker series held in Downtown Orlando is open to the local business community, alumni, and friends of UCF. A great networking opportunity, as well as thought-provoking, the goal of this series is to connect our professional community with the exciting, new programs UCF’s world-class faculty are researching and teaching at the UCF College of Business.

Learn More

1Pay Early: With Pay Early, funds from an eligible incoming electronic direct deposit may be available for your use up to two days before the scheduled deposit date. Not all direct deposits are eligible for Pay Early. Eligible direct deposits are limited to verified regularly scheduled electronic direct deposits of your payroll, pension, and government benefit payments. Early availability of direct deposits is not guaranteed. Transaction limits and risk screening processes apply.

2ATM fee rebates: ATM fee rebates are specific to the AFCU fee for transacting at a non-Addition Financial ATM. Rebates do not cover ATM fees charged by other financial institutions or ATM owners.  Student Checking is eligible for a maximum of 4 foreign ATM fee rebates a month.

3AddsUp Savings Program: Enrollment in the Debit Card AddsUp Savings Program the credit union will round up your debit card purchases to the nearest whole dollar and transfer the difference to your Share Savings Account. The program is subject to change or cancellation.

4Rate Discounts: A loan discount cannot be applied to credit cards. Consumer loan rate discount applies to newly funded vehicle loan or new signature loan origination only. Rate discount terms and conditions are subject to change. Loans are subject to credit approval. Student Checking eligible for 0.25% rate discount on new consumer loans.

*As of 9/3/2026, Addition Financial Credit Union members who use any UCF Knights debit card to purchase concessions at the Addition Financial Arena or the Acrisure Bounce House will receive a 10% rebate for each eligible transaction. Maximum of $100 in total rebates per calendar month. Maximum of $1,200 in total rebates per calendar year. The 10% rebate is exclusively for food and beverage purchases made at concession vendors located within the aforementioned venues. Rebate not available for purchases made in a venue suite, online, or at an on-campus retailer or food and beverage vendor. Rebates credited to applicable account at the end of each calendar month. Membership with Addition Financial and a consumer checking account required to obtain a UCF Knights debit card. Rebate availability subject to change or end without notice. 

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