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Auto Loan Refinance

Save money. Keep enjoying the ride.

When everything you love is asleep in the back seat, the last thing you want to worry about is your payment.

Save money on your auto loan

Whether you’re looking for a no-frills auto loan or one that comes loaded with options, Addition Financial is your best choice for refinancing your current auto loan. Our easy application process and quick approval decisions help you lower your monthly payments or save you money on interest

  • Maximum term up to 84 months, based on the amount financed, model year, and credit score
  • Financing available up to 125% of the MSRP/NADA retail value based on credit score
  • Extended vehicle warranty available
  • GAP coverage available
  • Payment protection products available
  • Proof of insurance is required

Book an appointment and skip the line!

When you book at appointment online, you won't have to wait in the lobby to talk to one of our representatives. Plan ahead for a date and time that works for you, at a location that's close by. One of our agents will be ready to speak with you at the time you booked.

GAP Coverage

Don’t let a wrecked vehicle wreck your finances. Guaranteed Asset Protection (GAP) is a great way to protect your finances if the value of your vehicle is less than the amount of your car loan.

Collateral Protection Insurance

In the event a borrower does not provide proof of insurance, Collateral Protection Insurance will be issued through Addition Financial’s insurance program.
Woman and man having a picnic.

Start saving today

Lower your monthly payments or save money on interest.


  1. 1
    Join us!

    If you aren't already a member of Addition Financial, step one is to join the credit union. We offer a lot of benefits to our members in addition to saving money.

  2. 2
    Complete the simple loan application.

    When you're ready, complete the application online or visit a branch to apply in person.

  3. 3
    Enjoy your lower rate.

    Now, that was pretty easy, right?