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Health Savings

Chicken soup for your budget

Depositing money into a Health Savings Account (HSA) now can prepare you to keep your finances healthy even when you aren’t.

Take the pain out of unplanned medical expenses

Even with a good high-deductible health care plan, out-of-pocket medical expenses can be costly. An Addition Financial Health Savings Account (HSA) is a unique savings account that allows you to save for future medical expenses with government-backed special tax savings.*

*Please consult a tax professional for more detailed information on HSAs.

Additional Features and Benefits

  • Refunded ATM Withdrawal Fees
  • P2P transfers through Bill Pay
  • Shared Branch Network

Who can have an HSA?

You may qualify to open a Health Savings Account if you meet all of the following criteria.

  • Possess coverage under the HSA-qualified high-deductible health care plan
  • Have no other first-dollar medical coverage (specific injury insurance and accident, disability, dental care, vision care or long-term care insurance are permitted)
  • Not enrolled in Medicare
  • Cannot be claimed as a dependent on someone else's tax return
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Easier than taking your vitamins

Nobody plans on getting sick or injured, but you can plan ahead to make out-of-pocket medical expenses easier to manage with an Addition Financial Health Savings account.
  1. 1
    Review eligibility

    Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Complete account application

    Schedule an appointment at your nearest branch for a Member Service Representative to walk you through the process.

  3. 3
    Start saving

    Use our online calculators to find out the right amount of money to start with.