Take the pain out of unplanned medical expenses
Even with a good high-deductible health care plan, out-of-pocket medical expenses can be costly. An Addition Financial Health Savings Account (HSA) is a unique savings account that allows you to save for future medical expenses with government-backed special tax savings.*
*Please consult a tax professional for more detailed information on HSAs.
Additional Features and Benefits
Refunded ATM Withdrawal Fees
P2P transfers through Bill Pay
SaveTopia Discount Program
Shared Branch Network
Who can have an HSA?
You may qualify to open a Health Savings Account if you meet all of the following criteria.
Possess coverage under the HSA-qualified high-deductible health care plan
Have no other first-dollar medical coverage (specific injury insurance and accident, disability, dental care, vision care or long-term care insurance are permitted)
Not enrolled in Medicare
Cannot be claimed as a dependent on someone else's tax return
Why Addition Financial?
Get Stuff Done
Powerful anytime account management tools.
Bank Wherever You Are
It’s all at your fingertips with our mobile app.
School yourself with free financial know-how.
Easier than taking your vitamins
Nobody plans on getting sick or injured, but you can plan ahead to make out-of-pocket medical expenses easier to manage with an Addition Financial Health Savings account.
Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.
2Complete account application
When you’re ready, complete the online application or visit your branch (link) to apply in person.
Use our online calculators to find out the right amount of money to start with.
Get your learn on
Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.