Two elderly people doing yoga in the park.

Health Savings

Chicken soup for your budget

Depositing money into a Health Savings Account (HSA) now can prepare you to keep your finances healthy even when you aren’t.

Take the pain out of unplanned medical expenses

Even with a good high-deductible health care plan, out-of-pocket medical expenses can be costly. An Addition Financial Health Savings Account (HSA) is a unique savings account that allows you to save for future medical expenses with government-backed special tax savings.*

Who can have an HSA?

You may qualify to open a Health Savings Account if you meet all of the following criteria.

  • Possess coverage under the HSA-qualified high-deductible health care plan
  • Have no other first-dollar medical coverage (specific injury insurance and accident, disability, dental care, vision care or long-term care insurance are permitted)
  • Not enrolled in Medicare
  • Cannot be claimed as a dependent on someone else's tax return

Why Addition Financial?

Icon with Phone and Cash
Get Stuff Done

Powerful anytime account management tools.

Icon of flower pot
Bank Wherever You Are

It’s all at your fingertips with our mobile app.

Graphic of calculator and percent sign.
Money Smarts

School yourself with free financial know-how.

Additional Features and Benefits

  • Refunded ATM Withdrawal Fees
  • P2P transfers through Bill Pay
  • SaveTopia Discount Program
  • Shared Branch Network

Easier than taking your vitamins

Nobody plans on getting sick or injured, but you can plan ahead to make out-of-pocket medical expenses easier to manage with an Addition Financial Health Savings account.
  1. 1
    Review eligibility

    Anyone who lives, works, worships, volunteers or attends school in 22 select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Complete account application

    When you’re ready, complete the online application or visit your branch (link) to apply in person.

  3. 3
    Start saving

    Use our online calculators to find out the right amount of money to start with.

Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.

*Please consult a tax professional for more detailed information on HSAs.