A happy couple dancing in the kitchen.

Health Savings

Chicken soup for your budget

Depositing money into a Health Savings Account (HSA) now can prepare you to keep your finances healthy even when you aren’t.

Take the pain out of unplanned medical expenses

Even with a good high-deductible health care plan, out-of-pocket medical expenses can be costly. An Addition Financial Health Savings Account (HSA) is a unique savings account that allows you to save for future medical expenses with government-backed special tax savings.*

*Please consult a tax professional for more detailed information on HSAs.

 

Managing your HSA just got easier with a Health Savings Account (HSA) Checking2 account from Addition Financial. With no account fees to worry about, managing your health-care funds becomes hassle-free. And the benefits don’t end there – enjoy exclusive features like Pay Early and no monthly service fees.

*The Health Savings Account Checking has the same features and terms as the (Free) Checking Account described in our Truth-in-Savings Disclosure.

Who can have an HSA?

You may qualify to open a Health Savings Account if you meet all of the following criteria.

  • Possess coverage under the HSA-qualified high-deductible health care plan
  • Have no other first-dollar medical coverage (specific injury insurance and accident, disability, dental care, vision care or long-term care insurance are permitted)
  • Not enrolled in Medicare
  • Cannot be claimed as a dependent on someone else's tax return
Husband and wife snuggling near the window

Easier than taking your vitamins

Nobody plans on getting sick or injured, but you can plan ahead to make out-of-pocket medical expenses easier to manage with an Addition Financial Health Savings account.
  1. 1
    Review eligibility

    Anyone who lives, works, worships, or attends school in 24 select counties may join. View our "Become a Member" page for full eligibility.

  2. 2
    Complete account application

    Schedule an appointment at your nearest branch for a Member Service Representative to walk you through the process.

  3. 3
    Start saving

    Use our online calculators to find out the right amount of money to start with.