Live the landlord life
Purchasing a property that you’ll use less than 51% of yourself and leasing the rest of it out to other people or businesses can be a great investment. It may allow you to take advantage of a prime location for your own business while using the collected rent to help you pay your mortgage or it could be a great opportunity to generate income with a property you don’t occupy.
Your goals + our guidance
No matter what your goals are for the property you’re considering, Addition Financial’s local real estate financing experts can guide you through the decision-making process. Our Investor Mortgages offer affordable rates for non-owner occupied properties.
Loan amounts from $25,000 to $5,000,000
Fixed interest rates available
Available with maturities of 5 years with a maximum amortization of 15 years or less
Maximum 75% loan-to-value or loan-to-cost (whichever is less)
Why Addition Financial?
Easy to Find
Convenient locations + shared branches nationwide.
Earn More + Pay Less
Competitive rates on deposits, loans and credit cards.
Manage your account completely online.
Additional Features and Benefits
Online and mobile access
Friendly member service
Financial assistance and education
Discount tickets, goods and services
Invest in real estate
Whether you plan to use some of the space personally (51% or less) or are looking at the property strictly for investment purposes, Addition Financial can help with an Investor Mortgage.
Own a business in 22 select counties. View our "Become a Member" page for full eligibility.
2Complete account application
When you’re ready, visit your branch to apply in person.
3Get your loan
Grow your business
Get your learn on
Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.