A smiling family of three in front of a primary family residential house.

Investor Mortgage

Purchase investment property

Affordable loans to help you purchase office buildings, retail centers, multi-use properties, apartment buildings, and more.

Live the landlord life

Purchasing a property that you’ll use less than 51% for yourself and leasing the rest of it out to other people or businesses can be a great investment. It may allow you to take advantage of a prime location for your own business while using the collected rent to help you pay your mortgage or it could be a great opportunity to generate income with a property you don’t occupy. 

Your goals + our guidance

No matter what your goals are for the property you’re considering, Addition Financial’s local real estate financing experts can guide you through the decision-making process. Our Investor Mortgages offer affordable rates for non-owner occupied properties.

  • Loan amounts from $25,000 to $10,000,000
  • Fixed interest rates available
  • Available with maturities of 5 or 10 years with a maximum amortization of 15 years or less
  • Maximum 75% loan-to-value or loan-to-cost (whichever is less)

Why Addition Financial?

Easy to Find

Convenient locations + shared branches nationwide.

Earn More + Pay Less

Competitive rates on deposits, loans and credit cards.

24/7 Convenience

Manage your account completely online.

Additional Features and Benefits

  • Online and mobile access
  • Friendly member service
  • Financial assistance and education
  • Discount tickets, goods and services
Man relaxing at home on couch.

Invest in real estate

Whether you plan to use some of the space personally (51% or less) or are looking at the property strictly for investment purposes, Addition Financial can help with an Investor Mortgage.
  1. 1
    Review eligibility

    Own a business in one or more of 24 select counties. View our "Join Today" page for full eligibility.

  2. 2
    Complete account application

    When you're ready, visit your branch to apply in person.

  3. 3
    Get your loan

    Grow your business

Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.