Business Savings Plus
When your business opens one of our business checking accounts, you unlock access to Business Savings Plus — a high-yield savings solution built to put idle operating funds to work.
Benefits
Unlike term products, your funds aren’t locked away. You maintain full liquidity while still capturing a strong return on your core balance. Dividends are paid monthly, giving your business consistent growth without added complexity. There are no monthly service fees and no minimum balance requirements — just a straightforward way to earn more on the funds you’re already holding.
- No initial deposit or minimum balance requirement4
- No monthly service fee4
- Debit card available
- Unlimited deposits and in-branch or ATM withdrawals
- Balances of $0.01 to $5,000.00 will earn dividends at a higher rate than a standard share savings account3
- Dividends will be compounded daily and will be credited monthly3
- Top-rated Digital Banking
Account Features
- Top-Rated Digital Banking
- eStatements
- Mobile Deposit Capture
Account Requirements
- Active business checking required1
- Balances of $5,000.01 or more will earn dividends at the standard share savings account rate3
- Only six (6) transactions are allowed per month via debit card, check, ACH, overdraft protection transfer, or by phone.2
Be prepared to show the proper documentation needed to open an Addition Financial business account. Review our checklist below to know what documentation is needed for your business type. All Business Accounts will require an unexpired government issued ID with photo for all signers.
1Business member may be primary member on one Savings Plus account
2Unlimited withdrawals or transfers are permissible via digital/online banking, ATM, interactive teller machine (ITM), or at a branch.
3Fees or conditions could reduce earnings. All rates are subject to change without notice.
4All accounts subject to approval. Fees and terms may vary. Refer to the All About Your Business Account disclosure and Business Fee Schedule for full details.
*Annual Percentage Yield
Business Savings Rates
Savings Plus*
$5,000.01 +
Savings Plus*
Up to $5,000.00
Additional Support for Your Business
We're here to provide everything you need to grow your business.
Business Rewards Credit Card
Buy what you need and get what you want with a credit card that offers low rates, reward points on every purchase, and no annual fee. Take advantage of our special introductory offer!
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