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Term Loans

Business borrowing made easy

Get the funding your business needs for large investments at competitive fixed rates.

Easier than winning the lottery or finding more investors

Maybe the social media gods smiled upon your business and suddenly demand is through the roof. Or you landed that big contract you’ve been after, but you don’t exactly have the capacity to fulfill it (yet). No matter what your story, Addition Financial makes it easy to get the money you need. Our Term Loans are perfect for making major investments or funding immediate needs without tying up operational cash flow. 

You have options

Borrow a little or a lot. Opt for an unsecured loan or put up some collateral. Purchase inventory or equipment, make property improvements or take advantage of business opportunities that require a significant investment up front. Whatever you need to do for the sake of your business, we’ll work with you to tailor a Term Loan solution that fits your unique situation.

  • Competitive fixed interest rate
  • Predictable payments
  • Secured: minimum of $5,000
  • Unsecured: amounts from $5,000 to $100,000 available

Why Addition Financial?

Earn More + Pay Less

Competitive rates on deposits, loans and credit cards.

Easy to Find

Convenient locations + shared branches nationwide.

Get Stuff Done

Powerful anytime account management tools.

Additional Features and Benefits

  • Discount tickets, goods and services
  • Financial assistance and education
  • Friendly member service
  • Online and mobile access
Baker woman standing behind her shop desk.

Your business plan + our support = anything’s possible

Whether you need more widgets before busy season hits, want to restructure some debt or are ready to expand your business, a Term Loan from Addition Financial can help.
  1. 1
    Review eligibility

    Own a business in one or more of 24 select counties. View our "Join Today" page for full eligibility.

  2. 2
    Complete account application

    When you’re ready, visit your branch to apply in person.

  3. 3
    Get your loan

    Enjoy your new cash.


Get your learn on

Think of us as your personal financial guru, partner and coach for wherever life’s journey takes you. To help you live your best life, we offer money management tools, financial literacy seminars and expert advice that’s easy to understand. Start making every moment (and every penny) count.